// coverage

Does Maash work for your country?

You can open an account in your own name from 230 countries — no US company needed — and pay out to bank accounts in 191: 68 paid in their own currency at the mid-market rate, 123 in US dollars. In 214 of those 230 countries, the account you open can be a US-dollar account with a US routing number, so US clients pay you by ACH the way they pay any domestic vendor.

234 countries

Updated August 20, 2026 · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer

// what Maash can do

What Maash can do — Nigeria

NGN

Open account

Open an account from Nigeria

In your own name — no US company needed. Identity checks apply at signup.

Named accounts you can open 4 of 4

USD

EUR

GBP

AED

Each is a named account in your own name. The US-dollar account has its own US account and routing number, so US clients pay you by ACH.

Pay out to bank accounts

Paid out in NGN, converted at the mid-market rate with no markup. See payout details for Nigeria →

Where you can send money

Pay out to a bank account in any of these 191 countries. What differs between them is the currency the money lands in — 68 are paid in their own currency (61 of those can also be paid in US dollars, marked “+USD”), 123 in US dollars.

AlbaniaUSD
AlgeriaUSD
American SamoaUSD
AngolaUSD
AnguillaUSD
AntarcticaUSD
Antigua & BarbudaUSD
Argentina+USDARS
ArmeniaUSD
ArubaUSD
Australia+USDAUD
Austria+USDEUR
AzerbaijanUSD
BahamasUSD
BahrainUSD
Bangladesh+USDBDT
BarbadosUSD
Belgium+USDEUR
BelizeUSD
BeninUSD
BermudaUSD
BoliviaBOB
Bosnia & HerzegovinaUSD
BotswanaUSD
Brazil+USDBRL
British Virgin IslandsUSD
BruneiUSD
BulgariaUSD
Burkina FasoUSD
BurundiUSD
CambodiaUSD
CameroonUSD
Canada+USDCAD
Cape VerdeUSD
Cayman IslandsUSD
ChadUSD
Chile+USDCLP
China+USDCNY
Colombia+USDCOP
ComorosUSD
Congo - BrazzavilleUSD
Congo - KinshasaUSD
Cook IslandsUSD
Costa Rica+USDCRC
Côte d’IvoireUSD
Croatia+USDEUR
Cyprus+USDEUR
Czechia+USDCZK
Denmark+USDDKK
DjiboutiUSD
DominicaUSD
Dominican RepublicDOP
EcuadorUSD
Egypt+USDEGP
El SalvadorUSD
Equatorial GuineaUSD
EritreaUSD
Estonia+USDEUR
EthiopiaUSD
Falkland IslandsUSD
Faroe IslandsUSD
FijiUSD
Finland+USDEUR
France+USDEUR
French GuianaUSD
French PolynesiaUSD
French Southern TerritoriesUSD
GabonUSD
GambiaUSD
GeorgiaUSD
Germany+USDEUR
Ghana+USDGHS
GibraltarUSD
Greece+USDEUR
GreenlandUSD
GrenadaUSD
GuadeloupeUSD
GuamUSD
GuatemalaGTQ
GuernseyUSD
GuineaUSD
Guinea-BissauUSD
GuyanaUSD
HaitiUSD
HondurasHNL
Hong Kong SAR China+USDHKD
IcelandUSD
India+USDINR
Indonesia+USDIDR
Ireland+USDEUR
Isle of ManUSD
Israel+USDILS
Italy+USDEUR
JamaicaJMD
Japan+USDJPY
JordanJOD
KazakhstanUSD
Kenya+USDKES
KuwaitUSD
KyrgyzstanUSD
LaosUSD
Latvia+USDEUR
LebanonUSD
LesothoUSD
LiberiaUSD
LiechtensteinUSD
Lithuania+USDEUR
Luxembourg+USDEUR
Macao SAR ChinaUSD
MadagascarUSD
MalawiUSD
Malaysia+USDMYR
MaldivesUSD
MaliUSD
Malta+USDEUR
Marshall IslandsUSD
MartiniqueUSD
MauritaniaUSD
MauritiusUSD
MayotteUSD
Mexico+USDMXN
MicronesiaUSD
MoldovaUSD
MonacoUSD
MongoliaUSD
MontenegroUSD
MontserratUSD
MoroccoUSD
MozambiqueUSD
Myanmar (Burma)USD
NamibiaUSD
NepalUSD
Netherlands+USDEUR
New ZealandUSD
NigerUSD
Nigeria+USDNGN
North MacedoniaUSD
Norway+USDNOK
OmanUSD
Pakistan+USDPKR
Papua New GuineaUSD
ParaguayUSD
Peru+USDPEN
Philippines+USDPHP
Poland+USDPLN
Portugal+USDEUR
Puerto RicoUSD
Qatar+USDQAR
Romania+USDRON
RwandaUSD
SamoaUSD
Saudi Arabia+USDSAR
SenegalUSD
Sierra LeoneUSD
Singapore+USDSGD
Slovakia+USDEUR
Slovenia+USDEUR
Solomon IslandsUSD
South Africa+USDZAR
South Korea+USDKRW
Spain+USDEUR
Sri Lanka+USDLKR
St. Kitts & NevisUSD
St. LuciaUSD
SurinameUSD
Sweden+USDSEK
Switzerland+USDCHF
TaiwanUSD
TajikistanUSD
TanzaniaTZS
Thailand+USDTHB
TogoUSD
TongaUSD
Trinidad & TobagoUSD
TunisiaUSD
Türkiye+USDTRY
TurkmenistanUSD
Turks & Caicos IslandsUSD
TuvaluUSD
U.S. Virgin IslandsUSD
UgandaUSD
United Arab Emirates+USDAED
United Kingdom+USDGBP
United StatesUSD
UruguayUSD
UzbekistanUSD
Vatican CityUSD
Vietnam+USDVND
Western SaharaUSD
YemenUSD
ZambiaUSD

See the fee and delivery time for each country →Global payouts — estimate what lands →

Currencies you can receive

Receive into any of these. Each is a named account in your own name — not a pooled or shared balance — so payments arrive in it directly. Your US-dollar account comes with a dedicated US account and routing number, so clients, employers, and marketplaces in the US pay you by ACH — the same way they pay any domestic vendor. You can hold and save your balance in US dollars.

Currencies you can receive into a Maash account, with the network payments arrive over and the personal and business fee for each.
Currency	Paid over	Personal	Business
US DollarUSD	ACH	1%	0.5%
EuroEUR	SEPA	1%	0.5%
British PoundGBP	Faster Payments	1%	0.5%
United Arab Emirates DirhamAED	Aani	1% + $5.00	0.5% + $5.00

Each currency arrives over the network shown above.

The Personal and Business figures are the fee taken from each payment you receive — a percentage of the amount, plus the fixed amount where one is shown. See full pricing →

Coverage — FAQ

Send to

Which countries can I send money to?

Maash pays out to bank accounts in 191 countries. 68 of them are paid in their own currency, converted at the mid-market rate with no markup — and 61 of those can also be paid in US dollars; the other 123 receive US dollars. Every country and the currency it is paid in is listed on this page.

Open from

Which countries can I open a Maash account from?

You can open a Maash account if you live in one of 230 countries, listed on this page. Identity verification applies and some countries need additional checks at signup. Opening and holding an account is free — you pay only when you move money.

Receive

Which currencies can I receive?

You can receive in USD, EUR, GBP, AED, and hold and save your balance in USD. Each is a named account in your own name, and payments arrive over the network named for each currency (USD over ACH, EUR over SEPA, GBP over Faster Payments, AED over Aani). A business can be paid by clients, employers, and marketplaces in USD, EUR, AED; a personal account is paid in USD, AED.

Pages

Why do some countries have their own page and others do not?

A country gets its own page when we convert into its currency: there is a live rate, a fee, and a delivery time worth stating. The 123 countries paid in US dollars share this page instead — there is no conversion, so a page each would repeat the same facts under a different name.

Open from

Can I open a USD account without a US company?

Yes. You can open a US-dollar account from 214 countries without a US company. It is a named account in your own name — not a pooled account — with its own US account number and routing number, so US clients pay you by ACH like a domestic vendor. Identity verification applies at signup; for a business, that is a Know Your Business (KYB) review.

Receive

Can US clients pay me by ACH without an international wire?

Yes. Your US-dollar account has its own US account number and routing number, so US clients pay you by ACH the way they pay any domestic vendor — no international wire, and no US entity on your side. The same account also receives international transfers.

Where you can open an account 230

Open a Maash account in your own name if you live in one of these countries — no US company. Identity verification applies, and some countries need additional checks at signup. Every country is listed here.

Named receiving accounts (USD, EUR, GBP, AED) are available from 214 of these 230 countries — not currently from Algeria, Bangladesh, China, Guinea-Bissau, Haiti, Kenya, Morocco, Mozambique, Nepal, Nicaragua, Niger, North Macedonia, Pakistan, Qatar, Tunisia, Zimbabwe.

230 countries

Show all