What is Aani?
Aani is the United Arab Emirates’ instant payments platform, operated by Al Etihad Payments — a subsidiary of the Central Bank of the UAE — for transfers between accounts that are processed in seconds, around the clock. Poplin pays out to the United Arab Emirates over Aani, settling in real time.
Source: Al Etihad Payments (opens in a new tab)
Reviewed · by Joyce Chin, Chief Operating Officer & Compliance Officer
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A payout to the United Arab Emirates clears fastest over
Aani
settles in real time · 0.5% + $5.00 on a business account
Also reaches USD accounts over
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
What the rail sets for a payout over Aani — and what Poplin charges to send.
Settlement
Real time
clears in seconds
Reaches
1
country — United Arab Emirates
Paid out in
AED
UAE dirham
Business fee
0.5%
plus a $5.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
How Aani payouts move.
From your US-dollar balance to an account in the United Arab Emirates — four steps, seconds end to end.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Converted at mid-market
Dollars become UAE dirhams at the mid-market rate — no markup added.
Cleared over Aani
Poplin clears the payout over Aani, the UAE’s instant payments platform.
Arrives in seconds
The money lands in the recipient’s account in the United Arab Emirates in seconds.
Where Aani reaches.
United Arab Emirates
The one country Poplin pays out to over Aani, in UAE dirhams.
Send to the United Arab Emirates →Paid by clients abroad? You can open a Poplin account from the United Arab Emirates, with USD, EUR, GBP, and AED accounts they can pay into, and you can then convert to UAE dirhams at the mid-market rate and pay out to a bank account in the United Arab Emirates over Aani. See what Poplin can do in the United Arab Emirates →
Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
Other rails to the United Arab Emirates.
Aani — FAQ
Basics What is Aani?
Aani is the United Arab Emirates’ instant payments platform, operated by Al Etihad Payments — a subsidiary of the Central Bank of the UAE — for transfers between accounts that are processed in seconds, around the clock. Poplin pays out to the United Arab Emirates over Aani, settling in real time.
Speed How long do Aani payouts take?
Over Aani, Poplin payouts settle in real time. Payments leave your account in seconds; Aani then clears the payout to the recipient’s bank.
Cost How much does it cost to send money over Aani with Poplin?
A percentage of the amount plus a $5.00 fixed fee — 0.5% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.
Coverage Which countries does Poplin reach over Aani?
Aani is how Poplin pays out to the United Arab Emirates, in AED. Poplin also reaches the United Arab Emirates over SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.
Send US dollars to the United Arab Emirates over Aani.
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