Skip to content
poplin.

Payment rail · United Arab Emirates

What is Aani?

Aani is the United Arab Emirates’ instant payments platform, operated by Al Etihad Payments — a subsidiary of the Central Bank of the UAE — for transfers between accounts that are processed in seconds, around the clock. Poplin pays out to the United Arab Emirates over Aani, settling in real time.

Source: Al Etihad Payments (opens in a new tab)

Reviewed · by Joyce Chin, Chief Operating Officer & Compliance Officer

Which rail reaches…

Which rail reaches your recipient?

Destination country

A payout to the United Arab Emirates clears fastest over

Aani

Real time

settles in real time · 0.5% + $5.00 on a business account

Also reaches USD accounts over

SWIFT1–4 days0.5% + $35.00

The recipient’s account details decide the rail — the fee is always shown before you send.

// at a glance

What the rail sets for a payout over Aani — and what Poplin charges to send.

Settlement

Real time

clears in seconds

Reaches

1

country — United Arab Emirates

Paid out in

AED

UAE dirham

Business fee

0.5%

plus a $5.00 fixed fee

Clearing

Local

domestic clearing

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

// how it moves

How Aani payouts move.

From your US-dollar balance to an account in the United Arab Emirates — four steps, seconds end to end.

01

You send from USD

Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.

02

Converted at mid-market

Dollars become UAE dirhams at the mid-market rate — no markup added.

03

Cleared over Aani

Poplin clears the payout over Aani, the UAE’s instant payments platform.

04

Arrives in seconds

The money lands in the recipient’s account in the United Arab Emirates in seconds.

// coverage

Where Aani reaches.

United Arab Emirates

The one country Poplin pays out to over Aani, in UAE dirhams.

Send to the United Arab Emirates →

Sending somewhere else?

Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.

// related rails

Aani — FAQ

Basics

What is Aani?

Aani is the United Arab Emirates’ instant payments platform, operated by Al Etihad Payments — a subsidiary of the Central Bank of the UAE — for transfers between accounts that are processed in seconds, around the clock. Poplin pays out to the United Arab Emirates over Aani, settling in real time.

Speed

How long do Aani payouts take?

Over Aani, Poplin payouts settle in real time. Payments leave your account in seconds; Aani then clears the payout to the recipient’s bank.

Cost

How much does it cost to send money over Aani with Poplin?

A percentage of the amount plus a $5.00 fixed fee — 0.5% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.

Coverage

Which countries does Poplin reach over Aani?

Aani is how Poplin pays out to the United Arab Emirates, in AED. Poplin also reaches the United Arab Emirates over SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.

Send US dollars to the United Arab Emirates over Aani.

Open a Poplin account in minutes. No monthly fees.