Personal account · in your own name
Get paid in dollars. Keep them in dollars.
US clients pay your own US account by ACH, like a domestic vendor. Receive in USD, EUR, GBP, and AED, save in USD, and send — from an account only you can touch.
You get paid
US client
UAE clientYour USD account
Your name
$12,480.00
ACH enabled
Then it’s yours
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
// the account you open
A real US account, in your own name.
Open in your own name from 230 countries — not pooled, not shared — with an identity check at signup. In 214 of them you get your own US account number and routing number, so US clients pay you by ACH like any domestic vendor.
- A named account in your own name — never pooled or shared.
- Clients can pay you in USD and AED, and you can receive EUR and GBP in your own name.
- Your US-dollar account receives up to $4,000 per payment from an individual, $2 minimum.
- No account or monthly fees — you pay only when money moves.
Account number
8801 4429 07
Routing (ABA)
026 073 151
Ways you can get paid
// hold your balance
Save in dollars. Convert only when you need to.
Hold your balance in USD — steady, out of your local currency’s swings. Convert to local only when you spend, at the mid-market rate with no markup.
$12,480.00
You spend
$500.00
At mid-market
NGN 673,883
Whose money is it, really?
| A bank | A money-transfer app | maash. | |
|---|---|---|---|
| Who holds your money | The bank | The provider | You |
| Can they freeze your balance | Yes | Yes | No |
| Account in your own name | Yes | Often pooled | Named |
| Sign-in | Password + OTP | Password | Passkey + biometric |
Only you can move your money — Maash can’t spend, move, or freeze your balance. The dollars behind it are fully reserved — held one-for-one, redeemable for dollars, with reserves independently attested each month. Maash is registered with FinCEN as a Money Services Business. How your money stays safe →
Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
General comparison of common account types. Your experience varies by provider.
// common questions
Common questions, answered plainly.
Eligibility
What is a Maash personal account?
A personal global account to get paid, save, and spend — in your own name, controlled only by you. Get paid into your US-dollar account, receive in USD, EUR, GBP, and AED, hold and save in USD, and send money.
ACH
Can my US clients pay me by ACH?
Yes. Your US-dollar account is a named account in your own name with its own US account number and routing number, so US clients pay you by ACH the way they pay any domestic vendor — no US company on your side. It also receives international transfers.
Limits
How much can I receive into my account?
A personal US-dollar account has a $2 minimum per payment, and can receive up to $4,000 per payment from an individual.
Custody
Is my money safe?
Your funds sit in your own account — not pooled, and never in Maash’s hands. Maash can’t spend, move, or freeze your balance; your account is secured with a passkey. Maash is registered with FinCEN as a Money Services Business.
Pricing
What does it cost?
There are no account or monthly fees. Getting paid is 1%, plus a $5.00 fixed fee on AED, and sending to another Maash account is free. Payouts are priced per destination, each shown before you send.
Get your global dollar account.
Receive, save in USD, and send — in your own name, with no monthly fees.
Registered with FinCEN as an MSB · In your own name · No monthly fees