USD business account · no US company
One account between you and the whole world.
Get paid by clients anywhere and pay out to 191 countries, all from one USD account in your company’s name. Open from 230 countries, no US company. In 214 of them, US clients pay into it by ACH, like a domestic vendor.
Clients pay in
US client
EU client
UAE clientYour USD account
Your company’s name
$18,240.00
ACH enabled
Nigeria
Philippines
Mexico
India
Kenya
Ghana
Pakistan
Brazil
Indonesia
Colombia
Sri LankaUpdated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
// the account you open
A real US account, in your company’s name.
Open from 230 countries with no US company and no US entity — verification is a Know Your Business (KYB) review at signup. In 214 of them you get your own US account number and routing number, so US clients pay you by ACH like any domestic vendor.
- A named account in your own name — never pooled or shared.
- Get paid in USD, EUR, and AED into the same account.
- Add your team — give each person their own login and a role, from view-only to full access.
- No account or monthly fees — you pay only when money moves.
Account number
8801 4429 07
Routing (ABA)
026 073 151
Ways your clients can pay you
Beyond the countries we reach in their own currency, a client can still pay you from nearly anywhere — and it lands as dollars in the same account. See how you get paid →
Where your money goes
- Open an account from
- 230 countries
- Get paid in
- USD, EUR, and AED
- Account & monthly fees
- $0
- Who controls the funds
- You
Popular destinations
All 191 →Fees and speeds are estimates and vary by destination — each country page states its own.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
Whose money is it, really?
| A bank | A money-transfer app | maash. | |
|---|---|---|---|
| Who holds your money | The bank | The provider | You |
| Can they freeze your balance | Yes | Yes | No |
| Account in your own name | Yes | Often pooled | Named |
| Sign-in | Password + OTP | Password | Passkey + biometric |
Only you can move your money — Maash can’t spend, move, or freeze your balance. The dollars behind it are fully reserved — held one-for-one, redeemable for dollars, with reserves independently attested each month. Maash is registered with FinCEN as a Money Services Business. How your money stays safe →
Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
General comparison of common account types. Your experience varies by provider.
// common questions
Common questions, answered plainly.
Eligibility
Can I open a USD business account without a US company?
Yes. You can open a business account from 230 countries with no US company and no US entity — a named account in your company’s own name. In 214 of them it includes a US-dollar account with its own US routing number, so US clients pay you by ACH. Verification is a Know Your Business (KYB) review at signup; some countries need extra checks.
ACH
Can my US clients pay my business by ACH?
Yes. Your business gets a named US-dollar account in your company’s own name with its own US account number and routing number, so US clients pay you by ACH the way they pay any domestic vendor — no US company on your side.
Currencies
Which currencies can clients pay my business in?
Clients, employers, and marketplaces can pay you in USD, EUR, and AED, into named accounts in your company’s own name — never pooled or shared.
Limits
Is there a limit on how much my business can receive?
Each payment has a small minimum — $2 for USD, EUR; $7 for AED. Maash doesn’t publish a set maximum for USD or EUR or AED.
Custody
Can Maash freeze or move my business funds?
No. Your account is secured with a passkey — only you can move your funds, and Maash can’t spend, move, or freeze your balance. The dollars behind it are fully reserved — held one-for-one, redeemable for dollars, with reserves independently attested each month. Maash is registered with FinCEN as a Money Services Business.
Pricing
What does a business account cost?
There are no account or monthly fees. You pay a percentage when you get paid or pay out, plus a fixed fee of up to $35.00 that depends on the currency and destination. The full schedule for every currency and destination is on the pricing page.
Payouts
Which countries can my business pay out to?
You can pay out to bank accounts in 191 countries. Where we reach a country in its own currency, the payout arrives like a domestic transfer. Each country page lists its fee and, where we’ve published it, its delivery time.
Open your business account.
From 230 countries, in your own name, with a KYB review at signup.