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INR payouts · arrive in minutes

Send USD to India, at the mid-market rate.

Pay out to a bank account in Indian rupees (INR) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.

Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer

Estimate a payout

estimate

USD

They receive

≈ ₹94,868.98

Payout currency

1 USD = 95.6823 INR

Account type
Maash fee$8.50 (0.75% + $1.00)

Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.

Delivery time

Minutes

bank payouts to India arrive in real time over IMPS. Occasionally a banking partner pauses a transfer for a short compliance check.

1%

personal + $1.00 fixed

0.75%

business + $1.00 fixed

95.6823

INR per USD · as of Aug 20, 2026, 11:27 AM UTC

$1.02

minimum · up to ₹1,500,000 (about $16,000) per transfer

// worked example

Sending $1,000.00 to India

You send

$1,000.00

Maash fee (business)

−$8.50

0.75% + $1.00 fixed

They receive

₹94,868.98

1 USD ≈ 95.6823 INR · mid-market, no markup

You send

$1,000.00

Maash fee (personal)

−$11.00

1% + $1.00 fixed

They receive

₹94,629.78

1 USD ≈ 95.6823 INR · mid-market, no markup

Sending $1,000.00 to India on a business account costs $8.50 and delivers ≈₹94,868.98 at the mid-market rate; on a personal account it costs $11.00 and delivers ≈₹94,629.78.

Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.

// Rate history

How the USD → INR rate has moved

Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 95.0490 to a high of 95.7879 INR per US dollar; the latest recorded rate, 95.6730, sits in the upper third of that range.

Rate history range

Mid-market rate, no markup · captured daily · as of Aug 20, 2026, 11:06 AM UTC

// the details

Sending USD to India: the details

Sending US dollars to India: payout currency, delivery method, delivery time, transfer limits, and exchange rate.
DetailValue
Payout currencyIndian rupee (INR)
Delivery methodBank transfer over IMPS
Delivery timeIn real time over IMPS. Occasionally a banking partner pauses a transfer for a short compliance check.
Transfer size$1.02 minimum · up to ₹1,500,000 (about $16,000) per transfer
Exchange rateMid-market, no markup (1 USD ≈ 95.6823 INR)
What you needYour recipient’s bank details in India — the account name, account number, and any local routing code.

Every way we pay out to India

Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.

Every network we pay out to India over, with each one’s delivery time, minimum, per-transfer limit, and personal fee.
CurrencyPaid overDelivery timeMinLimitFee
INRIMPS · localreal time$1.02Up to ₹1,500,0001% + $1.00
USDSWIFT1–4 days$35.36No limit1% + $35.00

Fees shown for a personal account.

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

We also pay out to India in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).

You can also open a Maash account from India — see every country you can open one from.

How to send USD to India

  1. 1

    Open your Maash account

    Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.

  2. 2

    Add your recipient in India

    Enter the amount in US dollars and your recipient’s bank details in India.

  3. 3

    Confirm and send

    Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.

Sending USD to India — FAQ

Speed

How long does it take to send USD to India?

Payments between Maash accounts land in seconds, and bank payouts arrive in real time over IMPS. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.

Rate

How has the USD to INR rate moved over this period?

Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate rose 0.33%, with a low of 95.0490 and a high of 95.7879 INR per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.

Cost

How much does it cost to send money to India?

A payout to India in Indian rupees (INR) costs 1% plus a $1.00 fixed fee on a personal account, or 0.75% plus $1.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.

Sending USD

Can I send US dollars to a bank account in India?

Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in Indian rupees (INR) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in Indian rupees usually pays less. Your recipient’s account must accept US dollars.

Safety

Is my money safe while the transfer is processing?

Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.

Account

Can I open a Maash account in India?

Yes. India is one of the countries Maash can open an account from, so you can both hold US dollars and send to India. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.

Send USD to other countries

All 191 payout countries →

Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.

Send USD to India.

Open a US-dollar account in minutes. No monthly fees.