JPY payouts · arrive same business day
Send USD to Japan, at the mid-market rate.
Pay out to a bank account in Japanese yen (JPY) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
See the 190 banks we pay out to ↓
Reviewed · Estimated rate, as of Oct 16, 2026, 09:23 AM UTC · by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ ¥156,131
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 157.8671 JPY
Estimated mid-market rate, as of Oct 16, 2026, 09:23 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Delivery time
Same day
bank payouts to Japan arrive the same business day over Zengin. Occasionally a banking or payment partner pauses a transfer for a short compliance check.
1%
either account + $1.00 fixed
157.8671
JPY per USD · as of Oct 16, 2026, 09:23 AM UTC
190
banks we pay out to
$1.02
minimum · up to ¥50,000,000 (about $320,000) per transfer
// worked example
Sending $1,000.00 to Japan
You send
$1,000.00
Poplin fee (business)
−$11.00
1% + $1.00 fixed
They receive
≈ ¥156,131
1 USD ≈ 157.8671 JPY · mid-market, no markup
Sending $1,000.00 to Japan on a personal or business account costs $11.00 and delivers ≈¥156,131 at the mid-market rate.
Estimated at the mid-market rate as of Oct 16, 2026, 09:23 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → JPY rate has moved
Between 15 Oct 2026 – 16 Oct 2026, captured hourly, the rate ranged from a low of 157.6766 to a high of 158.1540 JPY per US dollar; the latest recorded rate, 157.9901, sits in the middle of that range.
Between 9 Oct 2026 – 16 Oct 2026, captured hourly, the rate ranged from a low of 157.6766 to a high of 158.8498 JPY per US dollar; the latest recorded rate, 157.9901, sits in the lower third of that range.
Between 17 Sept 2026 – 16 Oct 2026, captured daily, the rate ranged from a low of 155.9087 to a high of 158.7059 JPY per US dollar; the latest recorded rate, 157.9901, sits in the upper third of that range.
Between 31 Jul 2026 – 16 Oct 2026, captured daily, the rate ranged from a low of 153.2900 to a high of 160.1564 JPY per US dollar; the latest recorded rate, 157.9901, sits in the upper third of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily captured daily · as of Oct 16, 2026, 09:04 AM UTC
// the details
Sending USD to Japan: the details
| Detail | Value |
|---|---|
| Payout currency | Japanese yen (JPY) |
| Delivery method | Bank transfer over Zengin |
| Delivery time | The same business day over Zengin. Occasionally a banking or payment partner pauses a transfer for a short compliance check. |
| Transfer size | $1.02 minimum · up to ¥50,000,000 (about $320,000) per transfer |
| Exchange rate | Mid-market, no markup (1 USD ≈ 157.8671 JPY) |
| What you need | Your recipient’s bank details in Japan — the account name, account number, and any local routing code. |
Every way we pay out to Japan
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| JPY | Zengin · local | same day | $1.02 | Up to ¥50,000,000 | 1% + $1.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
We also pay out to Japan in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).
You can also open a Poplin account from Japan — see every country you can open one from.
How to send USD to Japan
- 1
Open your Poplin account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in Japan
Enter the amount in US dollars and your recipient’s bank details in Japan.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to Japan — FAQ
Speed
How long does it take to send USD to Japan?
Payments between Poplin accounts land in seconds, and bank payouts arrive the same business day over Zengin. Occasionally a banking or payment partner pauses a transfer for a short compliance check. Poplin tells you when that happens.
Rate
How has the USD to JPY rate moved over this period?
Between 17 Sept 2026 – 16 Oct 2026 the mid-market rate rose 1.33%, with a low of 155.9087 and a high of 158.7059 JPY per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to Japan?
A payout to Japan in Japanese yen (JPY) costs 1% plus a $1.00 fixed fee on a personal or business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in Japan?
Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in Japanese yen (JPY) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in Japanese yen usually pays less. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Poplin can’t spend, move, or freeze your balance. Occasionally a banking or payment partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Banks
Which banks in Japan can I send money to?
Poplin pays out to 190 banks in Japan. Your recipient needs an account in their own name; enter their bank details when you add them. The list is the one Poplin’s payout provider states and can change.
Account
Can I open a Poplin account in Japan?
Yes. Japan is one of the countries Poplin can open an account from, so you can both hold US dollars and send to Japan. Identity verification applies, and some countries need additional checks; Poplin lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia 1% + $1.00 · same or next day
- BDT Bangladesh 1% + $1.00 · next day
- BOB Bolivia 1% + $1.00 · same day
- BRL Brazil 1% + $1.00 · real time
- CAD Canada 1% + $1.00 · next day
- CLP Chile 1% + $1.00 · next day
- CNY China
- COP Colombia 1.4% + $1.00 · next day
- CRC Costa Rica 1% + $1.00 · real time
- CZK Czechia 1% + $1.00 · same day
- DKK Denmark 1% + $1.00 · same day
- DOP Dominican Republic 1% + $1.00 · same day
- USD Ecuador 1% + $1.00 · same day
- EGP Egypt 1% + $1.00 · same day
- USD El Salvador 1% + $1.00 · same day
- EUR Eurozone 1% + $1.00 · real time to next day
- GHS Ghana 1% + $1.00 · real time
- GTQ Guatemala 1% + $1.00 · same day
- HNL Honduras 1% + $1.00 · same day
- HKD Hong Kong SAR China 1% + $10.00 · real time
- INR India 1% + $1.00 · real time
- IDR Indonesia 1% + $1.00 · real time
- ILS Israel 1% + $1.00 · next day
- JMD Jamaica 1% + $1.00 · next day
- JOD Jordan 1% + $1.00 · next day
- KES Kenya 1% + $1.00 · real time to 3 days
- MYR Malaysia 1% + $1.00 · real time to next day
- MXN Mexico 1% + $1.00 · real time
- NGN Nigeria 1% + $1.00 · real time
- NOK Norway 1% + $1.00 · same day
- PKR Pakistan 1% + $1.00 · real time
- PEN Peru 1% + $1.00 · next day
- PHP Philippines 1% + $1.00 · real time
- PLN Poland 1% + $1.00 · same day
- QAR Qatar 1% + $1.00 · next day
- RON Romania 1% + $1.00 · same day
- SAR Saudi Arabia 1% + $1.00 · same day
- SGD Singapore 1% + $1.00 · real time
- ZAR South Africa 1% + $1.00 · next day
- KRW South Korea 1% + $1.00 · real time
- LKR Sri Lanka 1% + $1.00 · same day
- SEK Sweden 1% + $1.00 · next day
- CHF Switzerland 1% + $1.00 · next day
- TZS Tanzania 1% + $1.00 · 2 days
- THB Thailand 1% + $1.00 · real time to next day
- TRY Türkiye 1% + $1.00 · real time
- AED United Arab Emirates 1% + $5.00 · real time
- GBP United Kingdom 1% + $1.00 · real time
- USD United States 1% + $0.50–$20.00 · same day
- VND Vietnam 1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.
// banks
Banks we pay out to in Japan
We can send Japanese yen to accounts at these 190 banks in Japan. The list comes from our payout provider and can change; if your recipient’s bank isn’t here, it may still be reachable — the account details you enter decide the rail.
No banks match that search. These are registered legal names as our payout provider lists them, so a brand or an abbreviation may not appear — try part of the bank’s full name. Your recipient’s bank may also be reachable even if it isn’t listed; the account details you enter decide the rail.
- 77 Bank
- Abashiri Shinkin bank
- Abukuma Shinkin bank
- Aeon Bank
- Agricultural Bank of China
- Aichi Bank
- Aichi Doctor's Credit Cooperative
- Aichi Shinkin bank
- Aichi Shogin
- Akita Bank
- All Banks Japan
- Amagasaki Shinkin Bank
- Aomori Bank
- Aozora Bank
- Asahi Shinkin Bank
- Ashikaga Bank
- Australia And New Zealand Bank
- Awa Bank
- Bangkok Bank
- Bank Negara Indonesia
- Bank of America Corporation, BofA
- Bank of China
- Bank of Communications
- Bank of India
- Bank of Taiwan
- Barclays Bank
- BNP Paribas Bank
- Chang Hwa Commercial Bank
- Chiba Bank
- Chiba Kogyo Bank
- Chikubo Bank
- China Bank
- China Construction Bank
- Chukyo Bank
- Citibank, N.A
- Commonwealth Bank of Australia
- Credit Agricole Bank
- Credit Suisse Bank
- CTBC BANK CO., LTD
- Custody Bank of Japan
- Daishi Hokuetsu Bank
- Daito Bank
- Daiwa Next Bank
- DBS BANK LTD.
- Deutsche Bank
- DOCOMO SMTB Net Bank
- Ehime Bank
- First Bank of Toyama
- Fukuho Bank
- Fukui Bank
- Fukuoka Bank
- Fukuoka Chuo Bank
- Fukushima Bank
- Gifu Shinkin Bank
- GMO Aozora Net Bank, Ltd.
- Gunma Bank
- Hachijuni Nagano Bank
- Hana Bank
- Higashi-Nippon Bank
- Higo Bank
- Hiroshima Bank
- Hokkaido Bank
- Hokkoku Bank
- Hokuriku Bank
- Hokuto Bank
- Howa Bank
- Hyaku Jyushi Bank
- Hyakugo banks
- Ikeda Senshu Bank
- Industrial and Commercial Bank of China
- Iwate Bank
- Iyo Bank
- Japan Post Bank
- Jibun Bank
- Johoku Shinkin Bank
- Jouyou Bank
- JPMorgan Chase Bank, N.A
- Juhachi Shinwa Bank
- Juroku banks
- Kagawa Bank
- Kagoshima Bank
- Kanagawa Bank
- Kansai Mirai Bank
- Keiyo Bank
- Kiraboshi Bank
- Kirayaka Bank
- Kita-Nippon Bank
- Kitakyushu Bank
- Kiyou Bank
- Kochi Bank
- Kookmin Bank
- Korea Development Bank
- Kumamoto Bank
- Kyoto Bank
- Kyoto Chuo Shinkin Bank
- Lawson Bank
- Metropolitan Bank
- Michinoku Bank
- Minami Nippon Bank
- Minato Bank
- Mitsubishi UFJ Bank
- Mitsubishi UFJ Trust and Banking Corporation
- Miyazaki Bank
- Miyazaki Taiyo Bank
- Mizuho Bank
- Mizuho Trust and Banking Co.,Ltd.
- Momiji Bank
- Musashino Bank
- Nagasaki Bank
- Nagoya Bank
- Nanto Bank
- National Australia Bank Limited Bank
- New York Mellon Bank
- New York Mellon Trust Bank
- Nishi Nihon City Bank
- North Pacific Bank
- Oita Bank
- Okazaki Shinkin Bank
- Okinawa Bank
- Okinawa Kaiho Bank
- Oogaki Kyoritsu Bank
- Orix Bank Corporation
- Osaka Shinkin Bank
- Oversea Chinese Bank
- PayPay Bank (The Japan Net Bank)
- Philippine National Bank
- Rakuten Bank
- Resona Bank
- Royal Bank of Canada
- Ryukyu Bank
- Saga Bank
- Saga Kyoei Bank
- Saikyo Bank
- Saitama Resona Bank
- Sanin Goudou Bank
- Sanjusan Bank
- SBJ Bank
- Sendai Bank
- Seto Shinkin Bank
- Seven Bank
- Shiga Bank
- Shikoku Bank
- Shimane Bank
- Shimizu Bank
- Shinkin Central Bank
- Shinsei Bank
- Shizuoka Bank
- Shizuoka Chuo Bank
- Shoko Central Bank
- Shonai Bank
- Small Business Bank of Taiwan
- SMBC Trust Bank Ltd.
- Societe Generale Bank
- Sony Bank
- Standard Chartered Bank
- State Bank of India
- State Street Bank
- Sugamo Shinkin Bank
- Sumitomo Mitsui Banking Corporation
- Suruga Bank
- Taiko Bank
- Tajima Bank
- Tama Shinkin bank
- The Hiroshima Shinkin Bank
- The Hongkong and Shanghai Banking Corporation Limited
- The Kyoto Shinkin Bank
- The Nomura Trust and Banking Co.,Ltd.
- The Norinchukin Bank
- The Oita Mirai Shinkin Bank
- The Sumitomo Trust and Banking Company,Ltd.
- The Tokushima Taisho Bank
- Tochigi Bank
- Tohoku Bank
- Tokyo Higashi Shinkin Bank
- Tokyo Star Bank
- Tomato Bank
- Tottori Bank
- Touhou Bank
- Towa Bank
- Toyama Bank
- Tsukuba Bank
- Unicredit Bank
- United Overseas Bank
- Wells Fargo Bank
- Woori Bank
- Yamagata Bank
- Yamaguchi Bank
- Yamanashi Chuo Bank
- Yokohama Bank
- Yokohama Shinkin Bank
as of September 26, 2026