JPY payouts · arrive same business day
Send USD to Japan, at the mid-market rate.
Pay out to a bank account in Japanese yen (JPY) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
See the 104 banks we pay out to ↓
Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ ¥156,739
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 158.482 JPY
Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Delivery time
Same day
bank payouts to Japan arrive the same business day over Zengin. Occasionally a banking partner pauses a transfer for a short compliance check.
1%
either account + $1.00 fixed
158.482
JPY per USD · as of Aug 20, 2026, 11:27 AM UTC
104
banks we pay out to
$1.02
minimum · up to ¥50,000,000 (about $320,000) per transfer
// worked example
Sending $1,000.00 to Japan
You send
$1,000.00
Maash fee (business)
−$11.00
1% + $1.00 fixed
They receive
≈ ¥156,739
1 USD ≈ 158.482 JPY · mid-market, no markup
Sending $1,000.00 to Japan on a personal or business account costs $11.00 and delivers ≈¥156,739 at the mid-market rate.
Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → JPY rate has moved
Between 19 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 157.9881 to a high of 159.0508 JPY per US dollar; the latest recorded rate, 158.5439, sits in the middle of that range.
Between 13 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 157.9881 to a high of 159.6816 JPY per US dollar; the latest recorded rate, 158.5439, sits in the lower third of that range.
Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 157.2353 to a high of 159.5076 JPY per US dollar; the latest recorded rate, 158.5439, sits in the middle of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily · as of Aug 20, 2026, 11:06 AM UTC
// the details
Sending USD to Japan: the details
| Detail | Value |
|---|---|
| Payout currency | Japanese yen (JPY) |
| Delivery method | Bank transfer over Zengin |
| Delivery time | The same business day over Zengin. Occasionally a banking partner pauses a transfer for a short compliance check. |
| Transfer size | $1.02 minimum · up to ¥50,000,000 (about $320,000) per transfer |
| Exchange rate | Mid-market, no markup (1 USD ≈ 158.482 JPY) |
| What you need | Your recipient’s bank details in Japan — the account name, account number, and any local routing code. |
Every way we pay out to Japan
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| JPY | Zengin · local | same day | $1.02 | Up to ¥50,000,000 | 1% + $1.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
We also pay out to Japan in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).
You can also open a Maash account from Japan — see every country you can open one from.
How to send USD to Japan
- 1
Open your Maash account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in Japan
Enter the amount in US dollars and your recipient’s bank details in Japan.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to Japan — FAQ
Speed
How long does it take to send USD to Japan?
Payments between Maash accounts land in seconds, and bank payouts arrive the same business day over Zengin. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.
Rate
How has the USD to JPY rate moved over this period?
Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate rose 0.74%, with a low of 157.2353 and a high of 159.5076 JPY per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to Japan?
A payout to Japan in Japanese yen (JPY) costs 1% plus a $1.00 fixed fee on a personal or business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in Japan?
Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in Japanese yen (JPY) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in Japanese yen usually pays less. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Banks
Which banks in Japan can I send money to?
Maash pays out to 104 banks in Japan. Your recipient needs an account in their own name; enter their bank details when you add them. The list is the one Maash’s payout provider states and can change.
Account
Can I open a Maash account in Japan?
Yes. Japan is one of the countries Maash can open an account from, so you can both hold US dollars and send to Japan. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia1% + $1.00 · same or next day
- BDT Bangladesh1% + $1.00 · next day
- BOB Bolivia1% + $1.00 · same day
- BRL Brazil1% + $1.00 · real time
- CAD Canada1% + $1.00 · next day
- CLP Chile1% + $1.00 · next day
- CNY China
- COP Colombia1.4% + $1.00 · next day
- CRC Costa Rica1% + $1.00 · real time
- CZK Czechia1% + $1.00 · same day
- DKK Denmark1% + $1.00 · same day
- DOP Dominican Republic1% + $1.00 · same day
- EGP Egypt1% + $1.00 · same day
- EUR Eurozone1% + $1.00 · real time to next day
- GHS Ghana1% + $1.00 · real time
- GTQ Guatemala1% + $1.00 · same day
- HNL Honduras1% + $1.00 · same day
- HKD Hong Kong SAR China1% + $10.00 · real time
- INR India1% + $1.00 · real time
- IDR Indonesia1% + $1.00 · real time
- ILS Israel1% + $1.00 · next day
- JMD Jamaica1% + $1.00 · next day
- JOD Jordan1% + $1.00 · next day
- KES Kenya1% + $1.00 · real time to 3 days
- MYR Malaysia1% + $1.00 · real time to next day
- MXN Mexico1% + $1.00 · real time
- NGN Nigeria1% + $1.00 · real time
- NOK Norway1% + $1.00 · same day
- PKR Pakistan1% + $1.00 · real time
- PEN Peru1% + $1.00 · next day
- PHP Philippines1% + $1.00 · real time
- PLN Poland1% + $1.00 · same day
- QAR Qatar1% + $1.00 · next day
- RON Romania1% + $1.00 · same day
- SAR Saudi Arabia1% + $1.00 · same day
- SGD Singapore1% + $1.00 · real time
- ZAR South Africa1% + $1.00 · next day
- KRW South Korea1% + $1.00 · real time
- LKR Sri Lanka1% + $1.00 · same day
- SEK Sweden1% + $1.00 · next day
- CHF Switzerland1% + $1.00 · next day
- TZS Tanzania1% + $1.00 · 2 days
- THB Thailand1% + $1.00 · real time to next day
- TRY Türkiye1% + $1.00 · real time
- AED United Arab Emirates1% + $5.00 · real time
- GBP United Kingdom1% + $1.00 · real time
- VND Vietnam1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.
// banks
Banks we pay out to in Japan
We can send Japanese yen to accounts at these 104 banks in Japan. The list comes from our payout provider and can change; if your recipient’s bank isn’t here, it may still be reachable — the account details you enter decide the rail.
No banks match that search. These are registered legal names as our payout provider lists them, so a brand or an abbreviation may not appear — try part of the bank’s full name. Your recipient’s bank may also be reachable even if it isn’t listed; the account details you enter decide the rail.
- 77 Bank
- Aichi Bank
- Aichi Shinkin bank
- Akita Bank
- Amagasaki Shinkin Bank
- Aomori Bank
- Aozora Bank
- Ashikaga Bank
- Awa Bank
- Bank of America Corporation, BofA
- Chiba Bank
- Chiba Kogyo Bank
- Chikubo Bank
- Chukyo Bank
- Citibank, N.A
- Daishi Hokuetsu Bank
- Daiwa Next Bank
- Deutsche Bank
- Ehime Bank
- Fukui Bank
- Fukuoka Bank
- Fukuoka Chuo Bank
- GMO Aozora Net Bank, Ltd.
- Gunma Bank
- Hachijuni banks
- Higashi-Nippon Bank
- Higo Bank
- Hiroshima Bank
- Hokkaido Bank
- Hokkoku Bank
- Hokuriku Bank
- Hokuto Bank
- Hyaku Jyushi Bank
- Hyakugo banks
- Ikeda Senshu Bank
- Iwate Bank
- Iyo Bank
- JPMorgan Chase Bank, N.A
- Juhachi Shinwa Bank
- Juroku banks
- Kagawa Bank
- Kagoshima Bank
- Kansai Mirai Bank
- Keiyo Bank
- Kiraboshi Bank
- Kirayaka Bank
- Kita-Nippon Bank
- Kitakyushu Bank
- Kochi Bank
- Kumamoto Bank
- Kyoto Bank
- Kyoto Chuo Shinkin Bank
- Michinoku Bank
- Minato Bank
- Mitsubishi UFJ Bank
- Mitsubishi UFJ Trust and Banking Corporation
- Miyazaki Bank
- Miyazaki Taiyo Bank
- Mizuho Bank
- Momiji Bank
- Musashino Bank
- Nagano Bank
- Nagoya Bank
- Nanto Bank
- Nishi Nihon City Bank
- North Pacific Bank
- Oita Bank
- Okinawa Bank
- Okinawa Kaiho Bank
- Osaka Shinkin Bank
- Rakuten Bank
- Resona Bank
- Ryukyu Bank
- Saga Bank
- Saitama Resona Bank
- Shiga Bank
- Shikoku Bank
- Shimizu Bank
- Shinsei Bank
- Shizuoka Bank
- Shizuoka Chuo Bank
- Shonai Bank
- SMBC Trust Bank Ltd.
- Sony Bank
- Sumishin SBI Net Bank
- Sumitomo Mitsui Banking Corporation
- Suruga Bank
- Tajima Bank
- Tama Shinkin bank
- The Hiroshima Shinkin Bank
- The Hongkong and Shanghai Banking Corporation Limited
- The Kyoto Shinkin Bank
- The Oita Mirai Shinkin Bank
- The Tokushima Taisho Bank
- Tochigi Bank
- Tokyo Star Bank
- Tomato Bank
- Tottori Bank
- Towa Bank
- Tsukuba Bank
- Yamagata Bank
- Yamaguchi Bank
- Yamanashi Chuo Bank
- Yokohama Bank
as of August 20, 2026