Skip to content
maash.
Open account

IDR payouts · mid-market rate

Send USD to Indonesia, at the mid-market rate.

Pay out to a bank account in Indonesian rupiahs (IDR) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.

See the 87 banks we pay out to ↓

Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer

Estimate a payout

estimate

USD

They receive

≈ Rp 17,585,806

Payout currency

1 USD = 17772.4167 IDR

Account type
Maash fee$10.50 (0.95% + $1.00)

Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.

Exchange rate

17,772.4167

IDR per US dollar — the mid-market rate with no markup, shown before you send.

Estimated · as of Aug 20, 2026, 11:27 AM UTC

1%

personal + $1.00 fixed

0.95%

business + $1.00 fixed

87

banks we pay out to

$2.00

minimum · up to IDR 999,999,999 (about $56,000) per transfer

// worked example

Sending $1,000.00 to Indonesia

You send

$1,000.00

Maash fee (business)

−$10.50

0.95% + $1.00 fixed

They receive

IDR 17,585,806

1 USD ≈ 17,772.4167 IDR · mid-market, no markup

You send

$1,000.00

Maash fee (personal)

−$11.00

1% + $1.00 fixed

They receive

IDR 17,576,920

1 USD ≈ 17,772.4167 IDR · mid-market, no markup

Sending $1,000.00 to Indonesia on a business account costs $10.50 and delivers ≈IDR 17,585,806 at the mid-market rate; on a personal account it costs $11.00 and delivers ≈IDR 17,576,920.

Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.

// Rate history

How the USD → IDR rate has moved

Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 17,755.6717 to a high of 18,023.5913 IDR per US dollar; the latest recorded rate, 17,755.6717, sits in the lower third of that range.

Rate history range

Mid-market rate, no markup · captured daily · as of Aug 20, 2026, 11:06 AM UTC

// the details

Sending USD to Indonesia: the details

Sending US dollars to Indonesia: payout currency, delivery method, delivery time, transfer limits, and exchange rate.
DetailValue
Payout currencyIndonesian rupiah (IDR)
Delivery methodBank transfer over BI-FAST, local bank transfer
Delivery timeIn real time over BI-FAST, within one business day over local bank transfer — which one a payout uses depends on the bank details your recipient has. Occasionally a banking partner pauses a transfer for a short compliance check.
Transfer size$2.00 minimum · up to IDR 999,999,999 (about $56,000) per transfer
Exchange rateMid-market, no markup (1 USD ≈ 17,772.4167 IDR)
What you needYour recipient’s bank details in Indonesia — the account name, account number, and any local routing code.

Every way we pay out to Indonesia

Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.

Every network we pay out to Indonesia over, with each one’s delivery time, minimum, per-transfer limit, and personal fee.
CurrencyPaid overDelivery timeMinLimitFee
IDRBI-FAST · localreal time$2.00Up to IDR 999,999,9991% + $1.00
IDRlocal bank transfer · localnext day$2.00Up to IDR 999,999,9991% + $1.00
USDSWIFT1–4 days$35.36No limit1% + $35.00

Fees shown for a personal account.

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

We also pay out to Indonesia in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).

You can also open a Maash account from Indonesia — see every country you can open one from.

How to send USD to Indonesia

  1. 1

    Open your Maash account

    Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.

  2. 2

    Add your recipient in Indonesia

    Enter the amount in US dollars and your recipient’s bank details in Indonesia.

  3. 3

    Confirm and send

    Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.

Sending USD to Indonesia — FAQ

Speed

How long does it take to send USD to Indonesia?

Payments between Maash accounts land in seconds, and bank payouts arrive in real time over BI-FAST, within one business day over local bank transfer, depending on your recipient’s bank details. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.

Rate

How has the USD to IDR rate moved over this period?

Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate fell 1.49%, with a low of 17,755.6717 and a high of 18,023.5913 IDR per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.

Cost

How much does it cost to send money to Indonesia?

A payout to Indonesia in Indonesian rupiahs (IDR) costs 1% plus a $1.00 fixed fee on a personal account, or 0.95% plus $1.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.

Sending USD

Can I send US dollars to a bank account in Indonesia?

Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in Indonesian rupiahs (IDR) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in Indonesian rupiahs usually pays less. Your recipient’s account must accept US dollars.

Safety

Is my money safe while the transfer is processing?

Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.

Banks

Which banks in Indonesia can I send money to?

Maash pays out to 87 banks in Indonesia. Your recipient needs an account in their own name; enter their bank details when you add them. The list is the one Maash’s payout provider states and can change.

Account

Can I open a Maash account in Indonesia?

Yes. Indonesia is one of the countries Maash can open an account from, so you can both hold US dollars and send to Indonesia. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.

Send USD to other countries

All 191 payout countries →

Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.

// banks

Banks we pay out to in Indonesia

We can send Indonesian rupiahs to accounts at these 87 banks in Indonesia. The list comes from our payout provider and can change; if your recipient’s bank isn’t here, it may still be reachable — the account details you enter decide the rail.

87 banks

  • Bank ANZ Indonesia
  • Bank Artha Graha Internasional
  • Bank Banten
  • Bank BCA Syariah
  • Bank BPD Bali
  • Bank BPD DIY
  • Bank BPD Papua
  • Bank BRI Agroniaga
  • Bank BRI Syariah
  • Bank BTPN
  • BANK BTPN SYARIAH
  • Bank Bukopin
  • Bank Bumi Arta
  • Bank Capital Indonesia
  • Bank Central Asia (BCA)
  • Bank Chinatrust Indonesia (CTBC)
  • Bank CIMB Niaga
  • Bank Commonwealth
  • Bank Danamon
  • Bank DBS Indonesia
  • Bank DKI
  • Bank Ganesha
  • Bank HSBC Indonesia
  • Bank IBK Indonesia (Bank Agris)
  • Bank ICBC Indonesia
  • Bank Ina Perdana
  • Bank Index
  • Bank Jabar (BJB)
  • Bank Jabar Banten Syariah
  • Bank Jago
  • Bank Jambi
  • Bank Jasa Jakarta
  • Bank Jateng
  • Bank Jatim
  • Bank Kalbar
  • Bank Kalsel
  • Bank Kalteng
  • Bank Kaltim
  • Bank Lampung
  • Bank Maluku
  • Bank Mandiri
  • Bank Mandiri Taspen (Bank Mantap)
  • Bank Maspion Indonesia
  • Bank Mayapada International
  • Bank Mayora
  • Bank Mega
  • Bank Mega Syariah
  • Bank Mestika
  • Bank Muamalat
  • Bank Nagari
  • Bank National NOBU
  • Bank Negara Indonesia (BNI)
  • Bank Negara Indonesia Syariah
  • Bank NTB
  • Bank NTT
  • Bank Nusantara Parahyangan
  • Bank OCBC NISP
  • Bank Of China Indonesia
  • Bank Of Tokyo Mitsubishi Ufj Ltd. The
  • Bank Oke Indonesia (Bank Dinar)
  • Bank Panin
  • Bank Permata
  • Bank QNB Indonesia
  • Bank Rakyat Indonesia (BRI)
  • Bank Riau Kepri
  • Bank Royal
  • Bank Sahabat Sampoerna
  • Bank Sbi Indonesia
  • Bank Sinarmas
  • Bank Sulselbar
  • Bank Sulteng
  • Bank Sultra
  • Bank Sulut
  • Bank Sumsel Babel
  • Bank Sumut
  • Bank Syariah Indonesia
  • Bank Syariah Mandiri
  • Bank Tabungan Negara (BTN)
  • Bank UOB Indonesia
  • Bank Victoria Internasional
  • Bank Victoria Syariah
  • Bank Woori Saudara
  • Citibank N.a.
  • KEB Hana Bank
  • Maybank Indonesia
  • PT Bank SeaBank Indonesia (formerly Bank Kesejahteraan Ekonomi)
  • Standard Chartered Bank

as of August 20, 2026

Send USD to Indonesia.

Open a US-dollar account in minutes. No monthly fees.