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USD payouts · no conversion

Send USD to the United States. No conversion, just the fee.

Pay out to a bank account in the United States from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.

Reviewed · by Joyce Chin, Chief Operating Officer & Compliance Officer

Ways to pay out

3

Each network reaching the United States sets its own fee, minimum and delivery time — the table below lists them all.

1%

personal + $0.50–$20.00 fixed

0.5%

business + $0.50–$20.00 fixed

$2.00

minimum over Same Day ACH, no upper limit

Seconds

between Poplin accounts

// the details

Sending USD to the United States: the details

Sending US dollars to the United States: payout currency, delivery method, delivery time, and transfer limits.
DetailValue
Payout currencyUS dollar (USD)
Delivery methodBank transfer over Same Day ACH, Wire, ACH
Delivery timeThe same business day over Same Day ACH, the same business day over Wire, within two business days over ACH — which one a payout uses depends on the bank details your recipient has. Occasionally a banking partner pauses a transfer for a short compliance check.
Transfer size$2.00 minimum over Same Day ACH, no upper limit
What you needYour recipient’s bank details in the United States — the account name, account number, and any local routing code.

Every way we pay out to the United States

Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.

Every network we pay out to the United States over, with each one’s delivery time, minimum, per-transfer limit, and personal fee.
CurrencyPaid overDelivery timeMinLimitFee
USDSame Day ACH · localsame day$2.00No limit1% + $1.00
USDWire · localsame day$20.21No limit1% + $20.00
USDACH · local2 days$2.00No limit1% + $0.50

Fees shown for a personal account.

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

You can also open a Poplin account from the United States — see every country you can open one from.

How to send USD to the United States

  1. 1

    Open your Poplin account

    Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.

  2. 2

    Add your recipient in the United States

    Enter the amount in US dollars and your recipient’s bank details in the United States.

  3. 3

    Confirm and send

    Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.

Sending USD to the United States — FAQ

Speed

How long does it take to send USD to the United States?

Payments between Poplin accounts land in seconds, and bank payouts arrive the same business day over Same Day ACH, the same business day over Wire, within two business days over ACH, depending on your recipient’s bank details. Occasionally a banking partner pauses a transfer for a short compliance check. Poplin tells you when that happens.

Cost

How much does it cost to send money to the United States?

A payout to the United States in US dollars (USD) costs 1% plus a fixed fee that depends on the network ($0.50 over ACH, $1.00 over Same Day ACH, or $20.00 over Wire) on a personal account, or 0.5% plus the same fixed fees on a business account. There is no currency conversion, and the fee is shown before you confirm.

Safety

Is my money safe while the transfer is processing?

Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Poplin can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.

Account

Can I open a Poplin account in the United States?

Yes. The United States is one of the countries Poplin can open an account from, so you can both hold US dollars and send to the United States. Identity verification applies, and some countries need additional checks; Poplin lists every country it can open an account from on its supported-countries page.

Send USD to other countries

All 191 payout countries →

Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.

Send USD to the United States.

Open a Poplin account in minutes. No monthly fees.