HKD payouts · mid-market rate
Send USD to Hong Kong SAR China, at the mid-market rate.
Pay out to a bank account in Hong Kong dollars (HKD) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
See the 152 banks we pay out to ↓
Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ HKD 7,723.40
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 7.841 HKD
Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Delivery time
Minutes
bank payouts to Hong Kong SAR China arrive in real time over FPS. Occasionally a banking partner pauses a transfer for a short compliance check.
from 0.5%
business rate + $10.00 fixed
7.841
HKD per USD · as of Aug 20, 2026, 11:27 AM UTC
152
banks we pay out to
$10.11
minimum · up to HK$5,000,000 (about $640,000) per transfer
// worked example
Sending $1,000.00 to Hong Kong SAR China
You send
$1,000.00
Maash fee (business)
−$15.00
0.5% + $10.00 fixed
They receive
≈ HK$7,723.40
1 USD ≈ 7.841 HKD · mid-market, no markup
You send
$1,000.00
Maash fee (personal)
−$20.00
1% + $10.00 fixed
They receive
≈ HK$7,684.20
1 USD ≈ 7.841 HKD · mid-market, no markup
Sending $1,000.00 to Hong Kong SAR China on a business account costs $15.00 and delivers ≈HK$7,723.40 at the mid-market rate; on a personal account it costs $20.00 and delivers ≈HK$7,684.20.
Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → HKD rate has moved
Between 19 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 7.8377 to a high of 7.8415 HKD per US dollar; the latest recorded rate, 7.8412, sits in the upper third of that range.
Between 13 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 7.8377 to a high of 7.8451 HKD per US dollar; the latest recorded rate, 7.8412, sits in the middle of that range.
Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 7.8381 to a high of 7.8448 HKD per US dollar; the latest recorded rate, 7.8412, sits in the middle of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily · as of Aug 20, 2026, 11:06 AM UTC
// the details
Sending USD to Hong Kong SAR China: the details
| Detail | Value |
|---|---|
| Payout currency | Hong Kong dollar (HKD) |
| Delivery method | Bank transfer over FPS, Autopay |
| Delivery time | In real time over FPS. Occasionally a banking partner pauses a transfer for a short compliance check. |
| Transfer size | $10.11 minimum · up to HK$5,000,000 (about $640,000) per transfer |
| Exchange rate | Mid-market, no markup (1 USD ≈ 7.841 HKD) |
| What you need | Your recipient’s bank details in Hong Kong SAR China — the account name, account number, and any local routing code. |
Send US dollars to Hong Kong SAR China — no conversion
Alongside Hong Kong dollars, we pay out US dollars to bank accounts in Hong Kong SAR China over USD CHATS — a local transfer, not a SWIFT wire, so dollars arrive as dollars. The fee is 1% + $10.00 on a personal account, 0.5% + $10.00 on business. Your recipient’s account must accept US dollars.
Every way we pay out to Hong Kong SAR China
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| HKD | FPS · local | real time | $10.11 | Up to HK$5,000,000 | 1% + $10.00 |
| HKD | Autopay · local | — | $10.11 | — | 1% + $10.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
| USD | USD CHATS · local | — | $10.11 | — | 1% + $10.00 |
Fees shown for a personal account. A dash means we haven’t confirmed that figure for this network.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
You can also open a Maash account from Hong Kong SAR China — see every country you can open one from.
How to send USD to Hong Kong SAR China
- 1
Open your Maash account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in Hong Kong SAR China
Enter the amount in US dollars and your recipient’s bank details in Hong Kong SAR China.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to Hong Kong SAR China — FAQ
Speed
How long does it take to send USD to Hong Kong SAR China?
Payments between Maash accounts land in seconds, and bank payouts arrive in real time over FPS. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.
Rate
How has the USD to HKD rate moved over this period?
Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate rose 0.01%, with a low of 7.8381 and a high of 7.8448 HKD per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to Hong Kong SAR China?
A payout to Hong Kong SAR China in Hong Kong dollars (HKD) costs 1% plus a $10.00 fixed fee on a personal account, or 0.5% plus $10.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in Hong Kong SAR China?
Yes — and the dollars arrive as dollars, over USD CHATS rather than a SWIFT wire, with no currency conversion. The fee is 1% + $10.00 on a personal account, 0.5% + $10.00 on business. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Banks
Which banks in Hong Kong SAR China can I send money to?
Maash pays out to 152 banks in Hong Kong SAR China. Your recipient needs an account in their own name; enter their bank details when you add them. The list is the one Maash’s payout provider states and can change.
Account
Can I open a Maash account in Hong Kong SAR China?
Yes. Hong Kong SAR China is one of the countries Maash can open an account from, so you can both hold US dollars and send to Hong Kong SAR China. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia1% + $1.00 · same or next day
- BDT Bangladesh1% + $1.00 · next day
- BOB Bolivia1% + $1.00 · same day
- BRL Brazil1% + $1.00 · real time
- CAD Canada1% + $1.00 · next day
- CLP Chile1% + $1.00 · next day
- CNY China
- COP Colombia1.4% + $1.00 · next day
- CRC Costa Rica1% + $1.00 · real time
- CZK Czechia1% + $1.00 · same day
- DKK Denmark1% + $1.00 · same day
- DOP Dominican Republic1% + $1.00 · same day
- EGP Egypt1% + $1.00 · same day
- EUR Eurozone1% + $1.00 · real time to next day
- GHS Ghana1% + $1.00 · real time
- GTQ Guatemala1% + $1.00 · same day
- HNL Honduras1% + $1.00 · same day
- INR India1% + $1.00 · real time
- IDR Indonesia1% + $1.00 · real time
- ILS Israel1% + $1.00 · next day
- JMD Jamaica1% + $1.00 · next day
- JPY Japan1% + $1.00 · same day
- JOD Jordan1% + $1.00 · next day
- KES Kenya1% + $1.00 · real time to 3 days
- MYR Malaysia1% + $1.00 · real time to next day
- MXN Mexico1% + $1.00 · real time
- NGN Nigeria1% + $1.00 · real time
- NOK Norway1% + $1.00 · same day
- PKR Pakistan1% + $1.00 · real time
- PEN Peru1% + $1.00 · next day
- PHP Philippines1% + $1.00 · real time
- PLN Poland1% + $1.00 · same day
- QAR Qatar1% + $1.00 · next day
- RON Romania1% + $1.00 · same day
- SAR Saudi Arabia1% + $1.00 · same day
- SGD Singapore1% + $1.00 · real time
- ZAR South Africa1% + $1.00 · next day
- KRW South Korea1% + $1.00 · real time
- LKR Sri Lanka1% + $1.00 · same day
- SEK Sweden1% + $1.00 · next day
- CHF Switzerland1% + $1.00 · next day
- TZS Tanzania1% + $1.00 · 2 days
- THB Thailand1% + $1.00 · real time to next day
- TRY Türkiye1% + $1.00 · real time
- AED United Arab Emirates1% + $5.00 · real time
- GBP United Kingdom1% + $1.00 · real time
- VND Vietnam1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.
// banks
Banks we pay out to in Hong Kong SAR China
We can send Hong Kong dollars to accounts at these 152 banks in Hong Kong SAR China. The list comes from our payout provider and can change; if your recipient’s bank isn’t here, it may still be reachable — the account details you enter decide the rail.
No banks match that search. These are registered legal names as our payout provider lists them, so a brand or an abbreviation may not appear — try part of the bank’s full name. Your recipient’s bank may also be reachable even if it isn’t listed; the account details you enter decide the rail.
- Agricultural Bank of China Limited
- Airstar Bank Limited
- Ant Bank (Hong Kong) Limited
- Australia and New Zealand Banking Group Limited
- Banco Bilbao Vizcaya Argentaria, S.A.
- Banco Santander S.A.
- Bangkok Bank Public Company Limited
- Bank J. Safra Sarasin Ltd.
- Bank Julius Baer & Co. Ltd.
- Bank of America, N.A.
- Bank of China (Hong Kong) Limited
- Bank of China Limited, Hong Kong Branch
- Bank of Communications Co., Ltd (HK Branch)
- Bank of Communications Co., Ltd.
- Bank of Dongguan Co., Ltd.
- Bank of India
- Bank of Montreal
- Bank of Shanghai (Hong Kong) Limited
- Bank of Singapore Limited
- Bank of Taiwan
- Bank SinoPac
- Banque Pictet & Cie SA
- Barclays Bank Plc.
- BDO Unibank, Inc.
- BNP Paribas
- CA Indosuez (Switzerland) SA
- Canadian Imperial Bank of Commerce
- Cathay Bank
- Cathay United Bank Company, Limited
- Chang Hwa Commercial Bank, Ltd.
- China Bohai Bank Co., Ltd.
- China CITIC Bank Corporation Limited
- China CITIC Bank International Limited
- China Construction Bank (Asia) Corporation Limited
- China Construction Bank Corporation
- China Development Bank
- China Everbright Bank Co., Ltd.
- China Guangfa Bank Co., Ltd.
- China Merchants Bank Co., Ltd.
- China Minsheng Banking Corp., Ltd.
- China Zheshang Bank Co., Ltd.
- Chiyu Banking Corporation Limited
- Chong Hing Bank Limited
- CIMB Bank Berhad
- Citibank (Hong Kong) Limited
- Citibank, N.A.
- CMB Wing Lung Bank Limited
- Commerzbank AG
- Commonwealth Bank of Australia
- Coöperatieve Rabobank U.A.
- Crédit Agricole Corporate and Investment Bank
- Credit Industriel et Commercial
- CTBC Bank Co., Ltd.
- Dah Sing Bank, Limited
- DBS Bank (Hong Kong) Limited
- DBS Bank Ltd, Hong Kong Branch
- Deutsche Bank AG
- DZ BANK AG Deutsche Zentral-Genossenschaftsbank
- E.Sun Commercial Bank, Ltd.
- East West Bank
- EFG Bank AG
- Erste Group Bank AG
- Far Eastern International Bank
- First Abu Dhabi Bank PJSC
- First Commercial Bank
- Fubon Bank (Hong Kong) Limited
- Fusion Bank Limited
- Hang Seng Bank Limited
- HDFC Bank Limited
- Hong Leong Bank Berhad
- HSBC Bank USA, National Association
- Hua Nan Commercial Bank, Ltd.
- Hua Xia Bank Co., Limited
- ICICI Bank Limited
- Indian Overseas Bank
- Industrial and Commercial Bank of China (Asia) Limited
- Industrial and Commercial Bank of China Limited
- Industrial Bank Co., Ltd.
- Industrial Bank of Korea
- ING Bank N.V.
- Intesa Sanpaolo S.p.A.
- JPMorgan Chase Bank, N.A.
- KBC Bank N.V.
- KEB Hana Bank
- Kookmin Bank
- Land Bank of Taiwan Co., Ltd.
- LGT Bank AG
- Livi Bank Limited
- Malayan Banking Berhad (Maybank)
- Mashreq Bank - Public Shareholding Company
- Mega International Commercial Bank Co., Ltd.
- Melli Bank plc
- Mitsubishi UFJ Trust and Banking Corporation
- Mizuho Bank, Ltd.
- Morgan Stanley Bank Asia Limited
- Mox Bank Limited
- MUFG Bank, Ltd.
- Nanyang Commercial Bank, Limited
- National Australia Bank, Limited
- National Bank of Pakistan
- Natixis
- NatWest Markets Plc
- NongHyup Bank
- O-Bank Co., Ltd.
- OCBC Bank (Hong Kong) Limited
- Oversea-Chinese Banking Corporation Limited
- PAO Bank Limited
- Philippine National Bank
- Ping An Bank Co., Ltd.
- PT. Bank Negara Indonesia (Persero) Tbk.
- Public Bank (Hong Kong) Limited
- Qatar National Bank (Q.P.S.C.)
- Royal Bank of Canada
- Shanghai Commercial Bank Limited
- Shanghai Pudong Development Bank Co., Ltd.
- Shinhan Bank
- Skandinaviska Enskilda Banken AB
- Société Générale
- Standard Chartered Bank (Hong Kong) Limited
- Standard Chartered Bank Hong Kong Branch
- State Bank of India
- State Street Bank and Trust Company
- Sumitomo Mitsui Banking Corporation
- Sumitomo Mitsui Trust Bank, Limited
- Tai Sang Bank Limited
- Tai Yau Bank Limited
- Taipei Fubon Commercial Bank Co., Ltd.
- Taishin International Bank Co., Ltd.
- Taiwan Business Bank, Ltd.
- Taiwan Cooperative Bank, Ltd.
- Taiwan Shin Kong Commercial Bank Co., Ltd.
- The Bank of East Asia, Limited
- The Bank of New York Mellon
- The Bank of Nova Scotia
- The Chiba Bank Limited
- The Chugoku Bank Limited
- The Hongkong and Shanghai Banking Corporation Limited
- The Korea Development Bank
- The Shanghai Commercial & Savings Bank, Ltd.
- The Shiga Bank, Ltd.
- The Shizuoka Bank Ltd.
- The Toronto-Dominion Bank
- UBS AG, Hong Kong
- UCO Bank
- Union Bancaire Privée, UBP SA
- United Overseas Bank Limited
- WeLab Bank Limited
- Wells Fargo Bank, N.A.
- Westpac Banking Corporation
- Woori Bank
- Yuanta Commercial Bank Co., Ltd.
- ZA Bank Limited
as of August 20, 2026
Send USD to Hong Kong SAR China.
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