Payment rail · Hong Kong SAR China
Payment rail · Hong Kong SAR ChinaWhat is USD CHATS?
USD CHATS is Hong Kong’s US-dollar real-time gross settlement system, operated by Hong Kong Interbank Clearing Limited, settling US-dollar payments between participating banks across the books of its settlement institution, The Hongkong and Shanghai Banking Corporation. Poplin pays out to Hong Kong SAR China over USD CHATS.
Source: HKICL (opens in a new tab)
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Which rail reaches…
Which rail reaches your recipient?
No destinations match that search.
A payout to Hong Kong SAR China clears fastest over
FPS
settles in real time · 0.5% + $10.00 on a business account
Also reaches HKD accounts over
Also reaches USD accounts over
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
// at a glance
What the rail sets for a payout over USD CHATS — and what Poplin charges to send.
Settlement
—
no stated window
Reaches
1
country — Hong Kong SAR China
Paid out in
USD
US dollar
Business fee
0.5%
plus a $10.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
// how it moves
How USD CHATS payouts move.
From your US-dollar balance to an account in Hong Kong SAR China — four steps.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Dollars stay dollars
USD CHATS pays out in US dollars, so nothing converts — no rate, no markup.
Cleared over USD CHATS
Poplin clears the payout over USD CHATS, Hong Kong’s US-dollar RTGS system.
Arrives at the destination
Poplin has not published a settlement window for USD CHATS to Hong Kong SAR China.
// coverage
Where USD CHATS reaches.
Hong Kong SAR China
The one country Poplin pays out to over USD CHATS, in US dollars.
Send to Hong Kong SAR China →Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
USD CHATS — FAQ
Basics
What is USD CHATS?
USD CHATS is Hong Kong’s US-dollar real-time gross settlement system, operated by Hong Kong Interbank Clearing Limited, settling US-dollar payments between participating banks across the books of its settlement institution, The Hongkong and Shanghai Banking Corporation. Poplin pays out to Hong Kong SAR China over USD CHATS.
Speed
How long do USD CHATS payouts take?
Poplin has not published a settlement window for USD CHATS to Hong Kong SAR China. A blank delivery time is a figure nobody has read, not a slow one.
Cost
How much does it cost to send money over USD CHATS with Poplin?
A percentage of the amount plus a $10.00 fixed fee — 0.5% on a business account and 1% on a personal account, shown in full before you send. USD CHATS pays out in US dollars, so nothing converts at Poplin — no rate, no markup.
Coverage
Which countries does Poplin reach over USD CHATS?
USD CHATS is how Poplin pays out to Hong Kong SAR China, in USD. Poplin also reaches Hong Kong SAR China over SWIFT (USD) and FPS (HKD) — which one a payout uses depends on the bank details your recipient has.
Send US dollars to Hong Kong SAR China over USD CHATS.
Open a US-dollar account in minutes. No monthly fees.