USD account · your funds stay yours · FinCEN MSB
A US-dollar account you can open from 213 countries.
It comes with its own US account number and routing number — no US company needed. Receive in USD, EUR, GBP, AED, hold a balance, and send to 191 countries, from an account in your own name that only you control. No monthly fees.
Reviewed · by Leeroy Hendriks, Chief Executive Officer
Estimate a payout
estimate
They receive
≈ ₦1,318,326.48
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 1330.9707 NGN
Estimated mid-market rate, as of Oct 16, 2026, 09:23 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Global reach
191
countries you can pay out to — payouts over a country’s own bank network often arrive in minutes, any day of the week.
Seconds
between Poplin accounts
$0/mo
monthly fee
4
receive currencies
from 0.5%
business payout + fixed fee
// which account is yours
Get paid, hold, and send.
Hold your balance in USD and convert to another currency only when you pay out, at the mid-market rate, with no monthly fee and no minimum. Between a personal and a business account, what changes is what it costs to receive.
Personal
A client, a platform, or an employer can pay into your USD, EUR, GBP, and AED accounts. Receiving costs 1%, plus a fixed fee on USD ($0.50) and AED ($5.00).
Your balance
$12,840.00
Business
A client, a platform, or an employer can pay into your USD, EUR, GBP, and AED accounts. Receiving costs 0.5%, plus a fixed fee on USD ($0.50) and AED ($5.00).
Your USD account also receives international transfers. Your EUR, GBP, and AED accounts receive transfers from within their own regions.
// where poplin sends
Every destination, on its own page.
70 countries are paid out in their own currency and 121 in US dollars. The 52 pages below carry the fees and the delivery speed; the 49 that convert into a local currency carry the live rate too.
All 191 payout countries, and where you can open an account →
- ARS Argentina
- AUD Australia 1% + $1.00 · same or next day
- BDT Bangladesh 1% + $1.00 · next day
- BOB Bolivia 1% + $1.00 · same day
- BRL Brazil 1% + $1.00 · real time
- CAD Canada 1% + $1.00 · next day
- CLP Chile 1% + $1.00 · next day
- CNY China
- COP Colombia 1.4% + $1.00 · next day
- CRC Costa Rica 1% + $1.00 · real time
- CZK Czechia 1% + $1.00 · same day
- DKK Denmark 1% + $1.00 · same day
- DOP Dominican Republic 1% + $1.00 · same day
- USD Ecuador 1% + $1.00 · same day
- EGP Egypt 1% + $1.00 · same day
- USD El Salvador 1% + $1.00 · same day
- EUR Eurozone 1% + $1.00 · real time to next day
- GHS Ghana 1% + $1.00 · real time
- GTQ Guatemala 1% + $1.00 · same day
- HNL Honduras 1% + $1.00 · same day
- HKD Hong Kong SAR China 1% + $10.00 · real time
- INR India 1% + $1.00 · real time
- IDR Indonesia 1% + $1.00 · real time
- ILS Israel 1% + $1.00 · next day
- JMD Jamaica 1% + $1.00 · next day
- JPY Japan 1% + $1.00 · same day
- JOD Jordan 1% + $1.00 · next day
- KES Kenya 1% + $1.00 · real time to 3 days
- MYR Malaysia 1% + $1.00 · real time to next day
- MXN Mexico 1% + $1.00 · real time
- NGN Nigeria 1% + $1.00 · real time
- NOK Norway 1% + $1.00 · same day
- PKR Pakistan 1% + $1.00 · real time
- PEN Peru 1% + $1.00 · next day
- PHP Philippines 1% + $1.00 · real time
- PLN Poland 1% + $1.00 · same day
- QAR Qatar 1% + $1.00 · next day
- RON Romania 1% + $1.00 · same day
- SAR Saudi Arabia 1% + $1.00 · same day
- SGD Singapore 1% + $1.00 · real time
- ZAR South Africa 1% + $1.00 · next day
- KRW South Korea 1% + $1.00 · real time
- LKR Sri Lanka 1% + $1.00 · same day
- SEK Sweden 1% + $1.00 · next day
- CHF Switzerland 1% + $1.00 · next day
- TZS Tanzania 1% + $1.00 · 2 days
- THB Thailand 1% + $1.00 · real time to next day
- TRY Türkiye 1% + $1.00 · real time
- AED United Arab Emirates 1% + $5.00 · real time
- GBP United Kingdom 1% + $1.00 · real time
- USD United States 1% + $0.50–$20.00 · same day
- VND Vietnam 1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to. Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
Whose money is it, really?
| A bank | A money-transfer app | poplin. | |
|---|---|---|---|
| Who holds your money | The bank | The provider | You |
| Can they freeze your balance | Yes | Yes | No |
| Account in your own name | Yes | Often pooled | Named |
| Sign-in | Password + OTP | Password | Passkey + biometric |
Occasionally a banking or payment partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
General comparison of common account types. Your experience varies by provider.
Poplin — FAQ
Safety
Does Poplin hold my money?
No. Your funds sit in your own account — not pooled with other customers, and never in Poplin’s hands. Poplin can’t spend, move, or freeze your balance. You authorize every payment yourself.
Cost
What does Poplin cost?
There are no account or monthly fees — you pay only when you move money. Receiving is 1%, plus a fixed fee on USD ($0.50) and AED ($5.00) on a personal account and 0.5%, plus a fixed fee on USD ($0.50) and AED ($5.00) on a business account; payouts are priced per destination, starting from those rates, each with a fixed fee of up to $35.00 depending on where the money goes, shown before you send. Sending to another Poplin account is free.
Speed
How fast are transfers?
Payments between Poplin accounts land in seconds. Bank payouts depend on the destination: payouts over a country’s own bank network often arrive in minutes, any day of the week, while international wires take one to a few business days — that is a ceiling, not the typical case, and each country page states its own time.
Regulation
Is Poplin regulated?
Poplin is a service of Maash Inc., a financial technology company registered with the U.S. FinCEN as a Money Services Business, number 31000316638898. Poplin is not an FDIC-insured bank, and balances are not bank deposits — FDIC deposit insurance covers only the failure of an insured bank. Full detail is on the Security & Compliance page.
Crypto
Do I need to know anything about crypto to use Poplin?
No. Poplin works like a normal US-dollar account: you get paid, hold a balance, and send money in dollars. There is nothing technical to learn and nothing to manage beyond your account and a passkey.
Is Poplin safe?
Your money sits in your own account, and only you can move it — Poplin can’t spend, move, or freeze your balance, by design rather than by policy. The dollars behind it are fully reserved — held one-for-one, redeemable for dollars, with reserves independently attested each month. Poplin is a service of Maash Inc., registered with the U.S. FinCEN as a Money Services Business (31000316638898). Money moves in and out through licensed banking and payment partners.
How your money stays safe →Open your USD account.
Receive in USD, EUR, GBP, AED, send to 191 countries. No monthly fees.