EUR payouts · mid-market rate
Send USD to the eurozone, at the mid-market rate.
Pay out to a bank account in euros (EUR) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ €849.59
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 0.8547 EUR
Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Exchange rate
0.8547
EUR per US dollar — the mid-market rate with no markup, shown before you send.
Estimated · as of Aug 20, 2026, 11:27 AM UTC
1%
personal + $1.00 fixed
0.5%
business + $1.00 fixed
$1.02
minimum, no upper limit
Seconds
between Maash accounts
// worked example
Sending $1,000.00 to the eurozone
You send
$1,000.00
Maash fee (business)
−$6.00
0.5% + $1.00 fixed
They receive
≈ €849.59
1 USD ≈ 0.8547 EUR · mid-market, no markup
You send
$1,000.00
Maash fee (personal)
−$11.00
1% + $1.00 fixed
They receive
≈ €845.31
1 USD ≈ 0.8547 EUR · mid-market, no markup
Sending $1,000.00 to the eurozone on a business account costs $6.00 and delivers ≈€849.59 at the mid-market rate; on a personal account it costs $11.00 and delivers ≈€845.31.
Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → EUR rate has moved
Between 19 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 0.8539 to a high of 0.8614 EUR per US dollar; the latest recorded rate, 0.8548, sits in the lower third of that range.
Between 13 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 0.8539 to a high of 0.8673 EUR per US dollar; the latest recorded rate, 0.8548, sits in the lower third of that range.
Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 0.8548 to a high of 0.8686 EUR per US dollar; the latest recorded rate, 0.8548, sits in the lower third of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily · as of Aug 20, 2026, 11:06 AM UTC
// the details
Sending USD to the eurozone: the details
| Detail | Value |
|---|---|
| Payout currency | euro (EUR) |
| Delivery method | Bank transfer over SEPA |
| Delivery time | Delivery time over SEPA is stated per country — see the table below. Occasionally a banking partner pauses a transfer for a short compliance check. |
| Transfer size | $1.02 minimum, no upper limit |
| Exchange rate | Mid-market, no markup (1 USD ≈ 0.8547 EUR) |
| What you need | Your recipient’s bank details in the eurozone — the account name, account number, and any local routing code. |
Every way we pay out to the eurozone
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| EUR | SEPA | Per country | $1.02 | Per country | 1% + $1.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
We also pay out to the eurozone in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).
You can also open a Maash account from the eurozone — see every country you can open one from.
// countries
The 20 countries this covers
Every euro-area country is paid in EUR over SEPA on the same terms — the same fee, the same rate, the same minimum. Where a country states its own delivery time or ceiling, it is listed here.
| Country | Payout currency | Delivery time | Per-transfer limit |
|---|---|---|---|
| Austria | EUR | real time to next day | No limit |
| Belgium | EUR | real time to next day | No limit |
| Croatia | EUR | real time to next day | No limit |
| Cyprus | EUR | real time to next day | No limit |
| Estonia | EUR | real time to next day | No limit |
| Finland | EUR | real time to next day | No limit |
| France | EUR | real time to next day | No limit |
| Germany | EUR | real time to next day | No limit |
| Greece | EUR | real time to next day | No limit |
| Ireland | EUR | — | — |
| Italy | EUR | real time to next day | No limit |
| Latvia | EUR | real time to next day | No limit |
| Lithuania | EUR | real time to next day | No limit |
| Luxembourg | EUR | real time to next day | No limit |
| Malta | EUR | real time to next day | No limit |
| Netherlands | EUR | real time to next day | No limit |
| Portugal | EUR | real time to next day | No limit |
| Slovakia | EUR | real time to next day | No limit |
| Slovenia | EUR | real time to next day | No limit |
| Spain | EUR | real time to next day | No limit |
Austria
Belgium
Croatia
Cyprus
Estonia
Finland
France
Germany
Greece
Ireland
Italy
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Portugal
Slovakia
Slovenia
SpainA dash means we haven’t confirmed that figure for this country.
How to send USD to the eurozone
- 1
Open your Maash account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in the eurozone
Enter the amount in US dollars and your recipient’s bank details in the eurozone.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to the eurozone — FAQ
Speed
How long does it take to send USD to the eurozone?
Payments between Maash accounts land in seconds, and the delivery time depends on the destination country, which Maash states per country in the delivery-time table for the eurozone. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.
Rate
How has the USD to EUR rate moved over this period?
Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate fell 1.36%, with a low of 0.8548 and a high of 0.8686 EUR per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to the eurozone?
A payout to the eurozone in euros (EUR) costs 1% plus a $1.00 fixed fee on a personal account, or 0.5% plus $1.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in the eurozone?
Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in euros (EUR) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in euros usually pays less. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Account
Can I open a Maash account in the eurozone?
Yes — in all 20 eurozone countries. You can hold US dollars and send to the eurozone from any of them. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.
Coverage
Which countries does the eurozone payout cover?
All 20 euro-area countries: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain. Each is paid in EUR over SEPA at the same fee and rate, which is why they share one page rather than twenty identical ones.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia1% + $1.00 · same or next day
- BDT Bangladesh1% + $1.00 · next day
- BOB Bolivia1% + $1.00 · same day
- BRL Brazil1% + $1.00 · real time
- CAD Canada1% + $1.00 · next day
- CLP Chile1% + $1.00 · next day
- CNY China
- COP Colombia1.4% + $1.00 · next day
- CRC Costa Rica1% + $1.00 · real time
- CZK Czechia1% + $1.00 · same day
- DKK Denmark1% + $1.00 · same day
- DOP Dominican Republic1% + $1.00 · same day
- EGP Egypt1% + $1.00 · same day
- GHS Ghana1% + $1.00 · real time
- GTQ Guatemala1% + $1.00 · same day
- HNL Honduras1% + $1.00 · same day
- HKD Hong Kong SAR China1% + $10.00 · real time
- INR India1% + $1.00 · real time
- IDR Indonesia1% + $1.00 · real time
- ILS Israel1% + $1.00 · next day
- JMD Jamaica1% + $1.00 · next day
- JPY Japan1% + $1.00 · same day
- JOD Jordan1% + $1.00 · next day
- KES Kenya1% + $1.00 · real time to 3 days
- MYR Malaysia1% + $1.00 · real time to next day
- MXN Mexico1% + $1.00 · real time
- NGN Nigeria1% + $1.00 · real time
- NOK Norway1% + $1.00 · same day
- PKR Pakistan1% + $1.00 · real time
- PEN Peru1% + $1.00 · next day
- PHP Philippines1% + $1.00 · real time
- PLN Poland1% + $1.00 · same day
- QAR Qatar1% + $1.00 · next day
- RON Romania1% + $1.00 · same day
- SAR Saudi Arabia1% + $1.00 · same day
- SGD Singapore1% + $1.00 · real time
- ZAR South Africa1% + $1.00 · next day
- KRW South Korea1% + $1.00 · real time
- LKR Sri Lanka1% + $1.00 · same day
- SEK Sweden1% + $1.00 · next day
- CHF Switzerland1% + $1.00 · next day
- TZS Tanzania1% + $1.00 · 2 days
- THB Thailand1% + $1.00 · real time to next day
- TRY Türkiye1% + $1.00 · real time
- AED United Arab Emirates1% + $5.00 · real time
- GBP United Kingdom1% + $1.00 · real time
- VND Vietnam1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.
Send USD to the eurozone.
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