Skip to content
maash.
Open account

AED payouts · arrive in minutes

Send USD to the United Arab Emirates, at the mid-market rate.

Pay out to a bank account in UAE dirhams (AED) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.

Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer

Estimate a payout

estimate

USD

They receive

≈ AED 3,635.77

Payout currency

1 USD = 3.6725 AED

Account type
Maash fee$10.00 (0.5% + $5.00)

Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.

Delivery time

Minutes

bank payouts to the United Arab Emirates arrive in real time over Aani. Occasionally a banking partner pauses a transfer for a short compliance check.

1%

personal + $5.00 fixed

0.5%

business + $5.00 fixed

3.6725

AED per USD · as of Aug 20, 2026, 11:27 AM UTC

$5.06

minimum, no upper limit

// worked example

Sending $1,000.00 to the United Arab Emirates

You send

$1,000.00

Maash fee (business)

−$10.00

0.5% + $5.00 fixed

They receive

AED 3,635.77

1 USD ≈ 3.6725 AED · mid-market, no markup

You send

$1,000.00

Maash fee (personal)

−$15.00

1% + $5.00 fixed

They receive

AED 3,617.41

1 USD ≈ 3.6725 AED · mid-market, no markup

Sending $1,000.00 to the United Arab Emirates on a business account costs $10.00 and delivers ≈AED 3,635.77 at the mid-market rate; on a personal account it costs $15.00 and delivers ≈AED 3,617.41.

Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.

// Rate history

How the USD → AED rate has moved

Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 3.6725 to a high of 3.6730 AED per US dollar; the latest recorded rate, 3.6725, sits in the lower third of that range.

Rate history range

Mid-market rate, no markup · captured daily · as of Aug 20, 2026, 11:06 AM UTC

// the details

Sending USD to the United Arab Emirates: the details

Sending US dollars to the United Arab Emirates: payout currency, delivery method, delivery time, transfer limits, and exchange rate.
DetailValue
Payout currencyUAE dirham (AED)
Delivery methodBank transfer over Aani
Delivery timeIn real time over Aani. Occasionally a banking partner pauses a transfer for a short compliance check.
Transfer size$5.06 minimum, no upper limit
Exchange rateMid-market, no markup (1 USD ≈ 3.6725 AED)
What you needYour recipient’s bank details in the United Arab Emirates — the account name, account number, and any local routing code.

Every way we pay out to the United Arab Emirates

Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.

Every network we pay out to the United Arab Emirates over, with each one’s delivery time, minimum, per-transfer limit, and personal fee.
CurrencyPaid overDelivery timeMinLimitFee
AEDAani · localreal time$5.06No limit1% + $5.00
USDSWIFT1–4 days$35.36No limit1% + $35.00

Fees shown for a personal account.

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

We also pay out to the United Arab Emirates in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).

You can also open a Maash account from the United Arab Emirates — see every country you can open one from.

How to send USD to the United Arab Emirates

  1. 1

    Open your Maash account

    Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.

  2. 2

    Add your recipient in the United Arab Emirates

    Enter the amount in US dollars and your recipient’s bank details in the United Arab Emirates.

  3. 3

    Confirm and send

    Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.

Sending USD to the United Arab Emirates — FAQ

Speed

How long does it take to send USD to the United Arab Emirates?

Payments between Maash accounts land in seconds, and bank payouts arrive in real time over Aani. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.

Rate

How has the USD to AED rate moved over this period?

Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate held steady, with a low of 3.6725 and a high of 3.6730 AED per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.

Cost

How much does it cost to send money to the United Arab Emirates?

A payout to the United Arab Emirates in UAE dirhams (AED) costs 1% plus a $5.00 fixed fee on a personal account, or 0.5% plus $5.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.

Sending USD

Can I send US dollars to a bank account in the United Arab Emirates?

Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in UAE dirhams (AED) costs 1% plus a $5.00 fixed fee instead, so a recipient with an account in UAE dirhams usually pays less. Your recipient’s account must accept US dollars.

Safety

Is my money safe while the transfer is processing?

Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.

Account

Can I open a Maash account in the United Arab Emirates?

Yes. The United Arab Emirates is one of the countries Maash can open an account from, so you can both hold US dollars and send to the United Arab Emirates. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.

Send USD to other countries

All 191 payout countries →

Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.

Send USD to the United Arab Emirates.

Open a US-dollar account in minutes. No monthly fees.