CAD payouts · arrive within one business day
Send USD to Canada, at the mid-market rate.
Pay out to a bank account in Canadian dollars (CAD) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
See the 114 banks we pay out to ↓
Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ CAD 1,367.69
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 1.3759 CAD
Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Delivery time
Next day
bank payouts to Canada arrive within one business day over EFT. Occasionally a banking partner pauses a transfer for a short compliance check.
from 0.5%
business rate + $1.00 fixed
1.3759
CAD per USD · as of Aug 20, 2026, 11:27 AM UTC
114
banks we pay out to
$1.02
minimum · up to CA$600,000 (about $440,000) per transfer
// worked example
Sending $1,000.00 to Canada
You send
$1,000.00
Maash fee (business)
−$6.00
0.5% + $1.00 fixed
They receive
≈ CA$1,367.69
1 USD ≈ 1.3759 CAD · mid-market, no markup
You send
$1,000.00
Maash fee (personal)
−$11.00
1% + $1.00 fixed
They receive
≈ CA$1,360.81
1 USD ≈ 1.3759 CAD · mid-market, no markup
Sending $1,000.00 to Canada on a business account costs $6.00 and delivers ≈CA$1,367.69 at the mid-market rate; on a personal account it costs $11.00 and delivers ≈CA$1,360.81.
Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → CAD rate has moved
Between 19 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 1.3762 to a high of 1.3868 CAD per US dollar; the latest recorded rate, 1.3763, sits in the lower third of that range.
Between 13 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 1.3762 to a high of 1.3949 CAD per US dollar; the latest recorded rate, 1.3763, sits in the lower third of that range.
Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 1.3763 to a high of 1.4061 CAD per US dollar; the latest recorded rate, 1.3763, sits in the lower third of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily · as of Aug 20, 2026, 11:01 AM UTC
// the details
Sending USD to Canada: the details
| Detail | Value |
|---|---|
| Payout currency | Canadian dollar (CAD) |
| Delivery method | Bank transfer over EFT |
| Delivery time | Within one business day over EFT. Occasionally a banking partner pauses a transfer for a short compliance check. |
| Transfer size | $1.02 minimum · up to CA$600,000 (about $440,000) per transfer |
| Exchange rate | Mid-market, no markup (1 USD ≈ 1.3759 CAD) |
| What you need | Your recipient’s bank details in Canada — the account name, account number, and any local routing code. |
Every way we pay out to Canada
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| CAD | EFT · local | next day | $1.02 | Up to CA$600,000 | 1% + $1.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
We also pay out to Canada in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).
You can also open a Maash account from Canada — see every country you can open one from.
How to send USD to Canada
- 1
Open your Maash account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in Canada
Enter the amount in US dollars and your recipient’s bank details in Canada.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to Canada — FAQ
Speed
How long does it take to send USD to Canada?
Payments between Maash accounts land in seconds, and bank payouts arrive within one business day over EFT. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.
Rate
How has the USD to CAD rate moved over this period?
Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate fell 1.80%, with a low of 1.3763 and a high of 1.4061 CAD per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to Canada?
A payout to Canada in Canadian dollars (CAD) costs 1% plus a $1.00 fixed fee on a personal account, or 0.5% plus $1.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in Canada?
Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in Canadian dollars (CAD) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in Canadian dollars usually pays less. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Banks
Which banks in Canada can I send money to?
Maash pays out to 114 banks in Canada. Your recipient needs an account in their own name; enter their bank details when you add them. The list is the one Maash’s payout provider states and can change.
Account
Can I open a Maash account in Canada?
Yes. Canada is one of the countries Maash can open an account from, so you can both hold US dollars and send to Canada. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia1% + $1.00 · same or next day
- BDT Bangladesh1% + $1.00 · next day
- BOB Bolivia1% + $1.00 · same day
- BRL Brazil1% + $1.00 · real time
- CLP Chile1% + $1.00 · next day
- CNY China
- COP Colombia1.4% + $1.00 · next day
- CRC Costa Rica1% + $1.00 · real time
- CZK Czechia1% + $1.00 · same day
- DKK Denmark1% + $1.00 · same day
- DOP Dominican Republic1% + $1.00 · same day
- EGP Egypt1% + $1.00 · same day
- EUR Eurozone1% + $1.00 · real time to next day
- GHS Ghana1% + $1.00 · real time
- GTQ Guatemala1% + $1.00 · same day
- HNL Honduras1% + $1.00 · same day
- HKD Hong Kong SAR China1% + $10.00 · real time
- INR India1% + $1.00 · real time
- IDR Indonesia1% + $1.00 · real time
- ILS Israel1% + $1.00 · next day
- JMD Jamaica1% + $1.00 · next day
- JPY Japan1% + $1.00 · same day
- JOD Jordan1% + $1.00 · next day
- KES Kenya1% + $1.00 · real time to 3 days
- MYR Malaysia1% + $1.00 · real time to next day
- MXN Mexico1% + $1.00 · real time
- NGN Nigeria1% + $1.00 · real time
- NOK Norway1% + $1.00 · same day
- PKR Pakistan1% + $1.00 · real time
- PEN Peru1% + $1.00 · next day
- PHP Philippines1% + $1.00 · real time
- PLN Poland1% + $1.00 · same day
- QAR Qatar1% + $1.00 · next day
- RON Romania1% + $1.00 · same day
- SAR Saudi Arabia1% + $1.00 · same day
- SGD Singapore1% + $1.00 · real time
- ZAR South Africa1% + $1.00 · next day
- KRW South Korea1% + $1.00 · real time
- LKR Sri Lanka1% + $1.00 · same day
- SEK Sweden1% + $1.00 · next day
- CHF Switzerland1% + $1.00 · next day
- TZS Tanzania1% + $1.00 · 2 days
- THB Thailand1% + $1.00 · real time to next day
- TRY Türkiye1% + $1.00 · real time
- AED United Arab Emirates1% + $5.00 · real time
- GBP United Kingdom1% + $1.00 · real time
- VND Vietnam1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.
// banks
Banks we pay out to in Canada
We can send Canadian dollars to accounts at these 114 banks in Canada. The list comes from our payout provider and can change; if your recipient’s bank isn’t here, it may still be reachable — the account details you enter decide the rail.
No banks match that search. These are registered legal names as our payout provider lists them, so a brand or an abbreviation may not appear — try part of the bank’s full name. Your recipient’s bank may also be reachable even if it isn’t listed; the account details you enter decide the rail.
- ADS Canadian Bank
- Amex Bank of Canada
- ATB Financial
- Atlantic Central (Institution Code 839)
- Atlantic Central (Institution Code 849)
- B2B Bank
- Bank of America, National Association
- Bank of Canada
- Bank of China (Canada)
- Bank of China, Toronto Branch
- Bank of Montreal
- Barclays Bank PLC, Canada Branch
- BNP Paribas
- Bridgewater Bank
- Caisse Desjardins Ontario Credit Union Inc.
- Caisse populaire acadienne ltée
- Caisse populaire Alliance Limitée
- Caisse Populaire Group Financier Ltée
- Canadian Imperial Bank of Commerce (Institution Code 010)
- Canadian Imperial Bank of Commerce (Institution Code 326)
- Canadian Tire Bank
- Canadian Western Bank
- Capital One Bank (Canada Branch)
- Central 1 Credit Union (Institution Code 809)
- Central 1 Credit Union (Institution Code 828)
- Central 1 Credit Union (Institution Code 869)
- China Construction Bank Toronto Branch
- CIBC Trust Corporation
- Cidel Bank Canada
- Citco Bank Canada
- Citibank Canada
- Citibank, N.A
- Coast Capital Savings Federal Credit Union
- Comerica Bank
- Community Trust Company
- Concentra Bank
- Credit Union Central Alberta Limited
- Credit Union Central of Manitoba Limited
- Credit Union Central of Saskatchewan
- CS Alterna Bank
- CTBC Bank Corp. (Canada)
- Deutsche Bank AG
- Digital Commerce Bank
- Duo Bank of Canada
- Edward Jones
- Effort Trust Company
- Equitable Bank
- Exchange Bank of Canada
- Fédération des caisses Desjardins du Quebec
- Fifth Third Bank, National Association
- First Commercial Bank
- First Nations Bank of Canada
- General Bank of Canada
- Habib Canadian Bank
- Haventree Bank
- Home Bank
- Home Trust Company
- HomeEquity Bank
- HSBC Bank Canada
- HSBC Mortgage Corporation (Canada)
- ICICI Bank Canada
- Industrial and Commercial Bank of China (Canada)
- Investors Group Trust Co. Ltd.
- J.P. Morgan Bank Canada
- JPMorgan Chase Bank, National Association
- KEB Hana Bank Canada
- Laurentian Bank of Canada
- M & T Bank
- Manufacturers Life Insurance Company
- Manulife Bank of Canada
- Manulife Trust Company
- Mega International Commercial Bank Co., Ltd.
- Mizuho Bank Ltd.
- Montreal Trust Company of Canada
- Motus Bank
- MUFG Bank, Ltd., Canada Branch
- Natcan Trust Company
- National Bank of Canada
- National Trust Company
- Peace Hills Trust Company
- Peoples Bank of Canada
- Peoples Trust Company
- PNC Bank Canada Branch
- President's Choice Bank
- Rabobank Canada
- RFA Bank of Canada
- Rogers Bank
- Royal Bank of Canada
- Royal Trust Corporation of Canada
- SBI Canada Bank
- Scotia Mortgage Corporation
- Shinhan Bank Canada
- Société Générale (Canada Branch) (Institution Code 292)
- Société Générale (Canada Branch) (Institution Code 346)
- State Street
- Sumitomo Mitsui Banking Corporation, Canada Branch
- Sun Life Financial Trust Inc.
- Tangerine Bank
- TD Mortgage Corporation
- TD Pacific Mortgage Corporation
- The Bank of New York Mellon
- The Bank of Nova Scotia
- The Canada Trust Company
- The Northern Trust Company, Canada Branch
- The Royal Trust Company
- The Toronto-Dominion Bank
- Trust La Laurentienne du Canada Inc.
- U.S. Bank National Association
- UBS Bank (Canada)
- United Overseas Bank Limited
- Vancity Community Investment Bank
- VersaBank
- Wealth One Bank of Canada
- Wells Fargo Bank, National Association, Canadian Branch
as of August 20, 2026