Payment rail · United States
Payment rail · United StatesWhat is Wire?
A US domestic wire moves US dollars between American bank accounts as an individually processed transfer with same-day finality, over the Federal Reserve Banks’ Fedwire Funds Service or The Clearing House’s CHIPS network. Poplin pays out to the United States over Wire, settling the same business day at the latest.
Source: Federal Reserve Financial Services (opens in a new tab)
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Which rail reaches…
Which rail reaches your recipient?
No destinations match that search.
A payout to the United States clears fastest over
Same Day ACH
settles the same business day · 0.5% + $1.00 on a business account
Also reaches USD accounts over
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
// at a glance
What the rail sets for a payout over Wire — and what Poplin charges to send.
Settlement
Same day
a ceiling, not the typical time
Reaches
1
country — United States
Paid out in
USD
US dollar
Business fee
0.5%
plus a $20.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
// how it moves
How Wire payouts move.
From your US-dollar balance to an account in the United States — four steps.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Dollars stay dollars
Wire pays out in US dollars, so nothing converts — no rate, no markup.
Cleared over Wire
Poplin clears the payout over Wire, US same-day wire transfers.
Arrives inside the window
Wire settles the same business day — a ceiling, not the typical time; how fast it lands depends on the receiving bank.
// coverage
Where Wire reaches.
United States
The one country Poplin pays out to over Wire, in US dollars.
Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
Wire — FAQ
Basics
What is Wire?
A US domestic wire moves US dollars between American bank accounts as an individually processed transfer with same-day finality, over the Federal Reserve Banks’ Fedwire Funds Service or The Clearing House’s CHIPS network. Poplin pays out to the United States over Wire, settling the same business day at the latest.
Speed
How long do Wire payouts take?
Over Wire, Poplin payouts settle the same business day. Payments leave your account in seconds; Wire then clears the payout to the recipient’s bank.
Cost
How much does it cost to send money over Wire with Poplin?
A percentage of the amount plus a $20.00 fixed fee — 0.5% on a business account and 1% on a personal account, shown in full before you send. Wire pays out in US dollars, so nothing converts at Poplin — no rate, no markup.
Coverage
Which countries does Poplin reach over Wire?
Wire is how Poplin pays out to the United States, in USD. Poplin also reaches the United States over ACH (USD) and Same Day ACH (USD) — which one a payout uses depends on the bank details your recipient has.
Send US dollars to the United States over Wire.
Open a US-dollar account in minutes. No monthly fees.