Payment rail · Jamaica
Payment rail · JamaicaWhat is ACH in Jamaica?
Jamaica’s ACH is the retail clearing system for cheques, direct debits, and credits between the island’s banks, owned by Automated Payments Limited and operated by JETS Limited, settling on a deferred net basis in the Bank of Jamaica’s JamClear-RTGS. Poplin pays out to Jamaica over ACH, settling within one business day at the latest.
Source: Bank of Jamaica (opens in a new tab)
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
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A payout to Jamaica clears over
ACH
settles within one business day · 1% + $1.00 on a business account
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
// at a glance
What the rail sets for a payout over ACH — and what Poplin charges to send.
Settlement
Next day
a ceiling, not the typical time
Reaches
1
country — Jamaica
Paid out in
JMD
Jamaican dollar
Business fee
1%
plus a $1.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
// how it moves
How ACH payouts move.
From your US-dollar balance to an account in Jamaica — four steps.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Converted at mid-market
Dollars become Jamaican dollars at the mid-market rate — no markup added.
Cleared over ACH
Poplin clears the payout over ACH, Jamaica’s batch clearing system.
Arrives inside the window
ACH settles within one business day — a ceiling, not the typical time; how fast it lands depends on the receiving bank.
// coverage
Where ACH reaches.
Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
// related rails
Other schemes that can clear same or next day.
ACH — FAQ
Basics
What is ACH in Jamaica?
Jamaica’s ACH is the retail clearing system for cheques, direct debits, and credits between the island’s banks, owned by Automated Payments Limited and operated by JETS Limited, settling on a deferred net basis in the Bank of Jamaica’s JamClear-RTGS. Poplin pays out to Jamaica over ACH, settling within one business day at the latest.
Speed
How long do ACH payouts take in Jamaica?
Over ACH, Poplin payouts settle within one business day. Payments leave your account in seconds; ACH then clears the payout to the recipient’s bank.
Cost
How much does it cost to send money to Jamaica over ACH with Poplin?
A percentage of the amount plus a $1.00 fixed fee — 1% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.
Coverage
Does Poplin pay out to Jamaica over ACH?
ACH is how Poplin pays out to Jamaica, in JMD.
Send US dollars to Jamaica over ACH.
Open a US-dollar account in minutes. No monthly fees.