Skip to content
poplin.
Open account

Payment rail · Czechia

What is CERTIS?

CERTIS — the Czech Express Real Time Interbank Gross Settlement System — is the Czech Republic’s only interbank payment system, operated by the Czech National Bank, settling koruna payments individually in real time. Poplin pays out to Czechia over CERTIS, settling the same business day at the latest.

Source: Czech National Bank (opens in a new tab)

Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer

Which rail reaches…

Which rail reaches your recipient?

Destination country

A payout to Czechia clears fastest over

CERTIS

Same day

settles the same business day · 0.75% + $1.00 on a business account

Also reaches EUR accounts over

SEPAReal time to next day0.5% + $1.00

Also reaches USD accounts over

SWIFT1–4 days0.5% + $35.00

The recipient’s account details decide the rail — the fee is always shown before you send.

// at a glance

What the rail sets for a payout over CERTIS — and what Poplin charges to send.

Settlement

Same day

a ceiling, not the typical time

Reaches

1

country — Czechia

Paid out in

CZK

Czech koruna

Business fee

0.75%

plus a $1.00 fixed fee

Clearing

Local

domestic clearing

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

// how it moves

How CERTIS payouts move.

From your US-dollar balance to an account in Czechia — four steps.

01

You send from USD

Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.

02

Converted at mid-market

Dollars become Czech korunas at the mid-market rate — no markup added.

03

Cleared over CERTIS

Poplin clears the payout over CERTIS, Czechia’s interbank payment system.

04

Arrives inside the window

CERTIS settles the same business day — a ceiling, not the typical time; how fast it lands depends on the receiving bank.

// coverage

Where CERTIS reaches.

Czechia

The one country Poplin pays out to over CERTIS, in Czech korunas.

Send to Czechia →

Sending somewhere else?

Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.

// related rails

CERTIS — FAQ

Basics

What is CERTIS?

CERTIS — the Czech Express Real Time Interbank Gross Settlement System — is the Czech Republic’s only interbank payment system, operated by the Czech National Bank, settling koruna payments individually in real time. Poplin pays out to Czechia over CERTIS, settling the same business day at the latest.

Speed

How long do CERTIS payouts take?

Over CERTIS, Poplin payouts settle the same business day. Payments leave your account in seconds; CERTIS then clears the payout to the recipient’s bank.

Cost

How much does it cost to send money over CERTIS with Poplin?

A percentage of the amount plus a $1.00 fixed fee — 0.75% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.

Coverage

Which countries does Poplin reach over CERTIS?

CERTIS is how Poplin pays out to Czechia, in CZK. Poplin also reaches Czechia over SEPA (EUR) and SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.

Send US dollars to Czechia over CERTIS.

Open a US-dollar account in minutes. No monthly fees.