Payment rail · Romania
Payment rail · RomaniaWhat is SENT?
SENT is Romania’s automated clearing house for low-value interbank payments in lei and euros, owned and operated by TRANSFOND, with net positions settled at the National Bank of Romania. Poplin pays out to Romania over SENT, settling the same business day at the latest.
Source: TRANSFOND (opens in a new tab)
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
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A payout to Romania clears fastest over
SENT
settles the same business day · 0.85% + $1.00 on a business account
Also reaches USD accounts over
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
// at a glance
What the rail sets for a payout over SENT — and what Poplin charges to send.
Settlement
Same day
a ceiling, not the typical time
Reaches
1
country — Romania
Paid out in
RON
Romanian leu
Business fee
0.85%
plus a $1.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
// how it moves
How SENT payouts move.
From your US-dollar balance to an account in Romania — four steps.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Converted at mid-market
Dollars become Romanian lei at the mid-market rate — no markup added.
Cleared over SENT
Poplin clears the payout over SENT, Romania’s retail clearing house.
Arrives inside the window
SENT settles the same business day — a ceiling, not the typical time; how fast it lands depends on the receiving bank.
// coverage
Where SENT reaches.
Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
SENT — FAQ
Basics
What is SENT?
SENT is Romania’s automated clearing house for low-value interbank payments in lei and euros, owned and operated by TRANSFOND, with net positions settled at the National Bank of Romania. Poplin pays out to Romania over SENT, settling the same business day at the latest.
Speed
How long do SENT payouts take?
Over SENT, Poplin payouts settle the same business day. Payments leave your account in seconds; SENT then clears the payout to the recipient’s bank.
Cost
How much does it cost to send money over SENT with Poplin?
A percentage of the amount plus a $1.00 fixed fee — 0.85% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.
Coverage
Which countries does Poplin reach over SENT?
SENT is how Poplin pays out to Romania, in RON. Poplin also reaches Romania over SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.
Send US dollars to Romania over SENT.
Open a US-dollar account in minutes. No monthly fees.