Payment rail · Australia
Payment rail · AustraliaWhat is Direct Entry?
Direct entry is Australia’s bulk account-to-account payment system — the Bulk Electronic Clearing System (BECS), administered by Australian Payments Network — exchanging credit and debit files in batches each weekday, settled same-day at the Reserve Bank of Australia. Poplin pays out to Australia over Direct Entry, settling the same or the next business day at the latest.
Source: AusPayNet (opens in a new tab)
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
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A payout to Australia clears fastest over
Direct Entry
settles the same or the next business day · 0.5% + $1.00 on a business account
Also reaches USD accounts over
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
// at a glance
What the rail sets for a payout over Direct Entry — and what Poplin charges to send.
Settlement
Same or next day
a ceiling, not the typical time
Reaches
1
country — Australia
Paid out in
AUD
Australian dollar
Business fee
0.5%
plus a $1.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
// how it moves
How Direct Entry payouts move.
From your US-dollar balance to an account in Australia — four steps.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Converted at mid-market
Dollars become Australian dollars at the mid-market rate — no markup added.
Cleared over Direct Entry
Poplin clears the payout over Direct Entry, Australia’s batch bank transfers.
Arrives inside the window
Direct Entry settles the same or the next business day — a ceiling, not the typical time; how fast it lands depends on the receiving bank.
// coverage
Where Direct Entry reaches.
Australia
The one country Poplin pays out to over Direct Entry, in Australian dollars.
Send to Australia →Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
Direct Entry — FAQ
Basics
What is Direct Entry?
Direct entry is Australia’s bulk account-to-account payment system — the Bulk Electronic Clearing System (BECS), administered by Australian Payments Network — exchanging credit and debit files in batches each weekday, settled same-day at the Reserve Bank of Australia. Poplin pays out to Australia over Direct Entry, settling the same or the next business day at the latest.
Speed
How long do Direct Entry payouts take?
Over Direct Entry, Poplin payouts settle the same or the next business day. Payments leave your account in seconds; Direct Entry then clears the payout to the recipient’s bank.
Cost
How much does it cost to send money over Direct Entry with Poplin?
A percentage of the amount plus a $1.00 fixed fee — 0.5% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.
Coverage
Which countries does Poplin reach over Direct Entry?
Direct Entry is how Poplin pays out to Australia, in AUD. Poplin also reaches Australia over SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.
Send US dollars to Australia over Direct Entry.
Open a US-dollar account in minutes. No monthly fees.