CNY payouts · mid-market rate
Send USD to China, at the mid-market rate.
Pay out to a bank account in Chinese yuan (CNY) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
Updated · Estimated rate, as of Aug 20, 2026, 11:27 AM UTC · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ ¥6,636.91
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 6.7277 CNY
Estimated mid-market rate, as of Aug 20, 2026, 11:27 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Exchange rate
6.7277
CNY per US dollar — the mid-market rate with no markup, shown before you send.
Estimated · as of Aug 20, 2026, 11:27 AM UTC
1%
personal + $5.00 fixed
0.85%
business + $5.00 fixed
$5.06
minimum per transfer
Seconds
between Maash accounts
// worked example
Sending $1,000.00 to China
You send
$1,000.00
Maash fee (business)
−$13.50
0.85% + $5.00 fixed
They receive
≈ CN¥6,636.91
1 USD ≈ 6.7277 CNY · mid-market, no markup
You send
$1,000.00
Maash fee (personal)
−$15.00
1% + $5.00 fixed
They receive
≈ CN¥6,626.82
1 USD ≈ 6.7277 CNY · mid-market, no markup
Sending $1,000.00 to China on a business account costs $13.50 and delivers ≈CN¥6,636.91 at the mid-market rate; on a personal account it costs $15.00 and delivers ≈CN¥6,626.82.
Estimated at the mid-market rate as of Aug 20, 2026, 11:27 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → CNY rate has moved
Between 19 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 6.7277 to a high of 6.7413 CNY per US dollar; the latest recorded rate, 6.7277, sits in the lower third of that range.
Between 13 Aug 2026 – 20 Aug 2026, captured hourly, the rate ranged from a low of 6.7277 to a high of 6.7418 CNY per US dollar; the latest recorded rate, 6.7277, sits in the lower third of that range.
Between 31 Jul 2026 – 20 Aug 2026, captured daily, the rate ranged from a low of 6.7277 to a high of 6.7515 CNY per US dollar; the latest recorded rate, 6.7277, sits in the lower third of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily · as of Aug 20, 2026, 11:01 AM UTC
// the details
Sending USD to China: the details
| Detail | Value |
|---|---|
| Payout currency | Chinese yuan (CNY) |
| Delivery method | Bank transfer over CNAPS |
| Delivery time | Not confirmed for this destination. Occasionally a banking partner pauses a transfer for a short compliance check. |
| Transfer size | $5.06 minimum |
| Exchange rate | Mid-market, no markup (1 USD ≈ 6.7277 CNY) |
| What you need | Your recipient’s bank details in China — the account name, account number, and any local routing code. |
Send US dollars to China — no conversion
Alongside Chinese yuan, we pay out US dollars to bank accounts in China over CFXPS — a local transfer, not a SWIFT wire, so dollars arrive as dollars. The fee is 1% + $10.00 on a personal account, 0.5% + $10.00 on business. The payout arrives the same business day, up to $5,000,000 per transfer. Your recipient’s account must accept US dollars.
Every way we pay out to China
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| CNY | CNAPS · local | — | $5.06 | — | 1% + $5.00 |
| USD | CFXPS · local | same day | $10.11 | Up to $5,000,000 | 1% + $10.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account. A dash means we haven’t confirmed that figure for this network.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
You can also open a Maash account from China — see every country you can open one from.
How to send USD to China
- 1
Open your Maash account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in China
Enter the amount in US dollars and your recipient’s bank details in China.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to China — FAQ
Speed
How long does it take to send USD to China?
Payments between Maash accounts land in seconds, and Maash has not confirmed a delivery time for payouts to China. Occasionally a banking partner pauses a transfer for a short compliance check. Maash tells you when that happens.
Rate
How has the USD to CNY rate moved over this period?
Between 31 Jul 2026 – 20 Aug 2026 the mid-market rate fell 0.32%, with a low of 6.7277 and a high of 6.7515 CNY per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to China?
A payout to China in Chinese yuan (CNY) costs 1% plus a $5.00 fixed fee on a personal account, or 0.85% plus $5.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in China?
Yes — and the dollars arrive as dollars, over CFXPS rather than a SWIFT wire, with no currency conversion. The fee is 1% + $10.00 on a personal account, 0.5% + $10.00 on business. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Maash can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Account
Can I open a Maash account in China?
Yes. China is one of the countries Maash can open an account from, so you can both hold US dollars and send to China. Identity verification applies, and some countries need additional checks; Maash lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia1% + $1.00 · same or next day
- BDT Bangladesh1% + $1.00 · next day
- BOB Bolivia1% + $1.00 · same day
- BRL Brazil1% + $1.00 · real time
- CAD Canada1% + $1.00 · next day
- CLP Chile1% + $1.00 · next day
- COP Colombia1.4% + $1.00 · next day
- CRC Costa Rica1% + $1.00 · real time
- CZK Czechia1% + $1.00 · same day
- DKK Denmark1% + $1.00 · same day
- DOP Dominican Republic1% + $1.00 · same day
- EGP Egypt1% + $1.00 · same day
- EUR Eurozone1% + $1.00 · real time to next day
- GHS Ghana1% + $1.00 · real time
- GTQ Guatemala1% + $1.00 · same day
- HNL Honduras1% + $1.00 · same day
- HKD Hong Kong SAR China1% + $10.00 · real time
- INR India1% + $1.00 · real time
- IDR Indonesia1% + $1.00 · real time
- ILS Israel1% + $1.00 · next day
- JMD Jamaica1% + $1.00 · next day
- JPY Japan1% + $1.00 · same day
- JOD Jordan1% + $1.00 · next day
- KES Kenya1% + $1.00 · real time to 3 days
- MYR Malaysia1% + $1.00 · real time to next day
- MXN Mexico1% + $1.00 · real time
- NGN Nigeria1% + $1.00 · real time
- NOK Norway1% + $1.00 · same day
- PKR Pakistan1% + $1.00 · real time
- PEN Peru1% + $1.00 · next day
- PHP Philippines1% + $1.00 · real time
- PLN Poland1% + $1.00 · same day
- QAR Qatar1% + $1.00 · next day
- RON Romania1% + $1.00 · same day
- SAR Saudi Arabia1% + $1.00 · same day
- SGD Singapore1% + $1.00 · real time
- ZAR South Africa1% + $1.00 · next day
- KRW South Korea1% + $1.00 · real time
- LKR Sri Lanka1% + $1.00 · same day
- SEK Sweden1% + $1.00 · next day
- CHF Switzerland1% + $1.00 · next day
- TZS Tanzania1% + $1.00 · 2 days
- THB Thailand1% + $1.00 · real time to next day
- TRY Türkiye1% + $1.00 · real time
- AED United Arab Emirates1% + $5.00 · real time
- GBP United Kingdom1% + $1.00 · real time
- VND Vietnam1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.