CNY payouts · mid-market rate
Send USD to China, at the mid-market rate.
Pay out to a bank account in Chinese yuan (CNY) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
Reviewed · Estimated rate, as of Oct 16, 2026, 09:23 AM UTC · by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ ¥6,598.89
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 6.6892 CNY
Estimated mid-market rate, as of Oct 16, 2026, 09:23 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Exchange rate
6.6892
CNY per US dollar — the mid-market rate with no markup, shown before you send.
Estimated · as of Oct 16, 2026, 09:23 AM UTC
1%
personal + $5.00 fixed
0.85%
business + $5.00 fixed
$5.06
minimum per transfer
Seconds
between Poplin accounts
// worked example
Sending $1,000.00 to China
You send
$1,000.00
Poplin fee (business)
−$13.50
0.85% + $5.00 fixed
They receive
≈ CN¥6,598.89
1 USD ≈ 6.6892 CNY · mid-market, no markup
You send
$1,000.00
Poplin fee (personal)
−$15.00
1% + $5.00 fixed
They receive
≈ CN¥6,588.85
1 USD ≈ 6.6892 CNY · mid-market, no markup
Sending $1,000.00 to China on a business account costs $13.50 and delivers ≈CN¥6,598.89 at the mid-market rate; on a personal account it costs $15.00 and delivers ≈CN¥6,588.85.
Estimated at the mid-market rate as of Oct 16, 2026, 09:23 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → CNY rate has moved
Between 15 Oct 2026 – 16 Oct 2026, captured hourly, the rate ranged from a low of 6.6892 to a high of 6.6907 CNY per US dollar; the latest recorded rate, 6.6892, sits in the lower third of that range.
Between 9 Oct 2026 – 16 Oct 2026, captured hourly, the rate ranged from a low of 6.6892 to a high of 6.7003 CNY per US dollar; the latest recorded rate, 6.6892, sits in the lower third of that range.
Between 17 Sept 2026 – 16 Oct 2026, captured daily, the rate ranged from a low of 6.6892 to a high of 6.7112 CNY per US dollar; the latest recorded rate, 6.6892, sits in the lower third of that range.
Between 31 Jul 2026 – 16 Oct 2026, captured daily, the rate ranged from a low of 6.6892 to a high of 6.7515 CNY per US dollar; the latest recorded rate, 6.6892, sits in the lower third of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily captured daily · as of Oct 16, 2026, 09:05 AM UTC
// the details
Sending USD to China: the details
| Detail | Value |
|---|---|
| Payout currency | Chinese yuan (CNY) |
| Delivery method | Bank transfer over CNAPS |
| Delivery time | Not confirmed for this destination. Occasionally a banking or payment partner pauses a transfer for a short compliance check. |
| Transfer size | $5.06 minimum |
| Exchange rate | Mid-market, no markup (1 USD ≈ 6.6892 CNY) |
| What you need | Your recipient’s bank details in China — the account name, account number, and any local routing code. |
Send US dollars to China — no conversion
Alongside Chinese yuan, we pay out US dollars to bank accounts in China over CFXPS — a local transfer, not a SWIFT wire, so dollars arrive as dollars. The fee is 1% + $10.00 on a personal account, 0.5% + $10.00 on business. The payout arrives the same business day, up to $5,000,000 per transfer. Your recipient’s account must accept US dollars.
Every way we pay out to China
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| CNY | CNAPS · local | — | $5.06 | — | 1% + $5.00 |
| USD | CFXPS · local | same day | $10.11 | Up to $5,000,000 | 1% + $10.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account. A dash means we haven’t confirmed that figure for this network.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
You can also open a Poplin account from China — see every country you can open one from.
How to send USD to China
- 1
Open your Poplin account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in China
Enter the amount in US dollars and your recipient’s bank details in China.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to China — FAQ
Speed
How long does it take to send USD to China?
Payments between Poplin accounts land in seconds, and Poplin has not confirmed a delivery time for payouts to China. Occasionally a banking or payment partner pauses a transfer for a short compliance check. Poplin tells you when that happens.
Rate
How has the USD to CNY rate moved over this period?
Between 17 Sept 2026 – 16 Oct 2026 the mid-market rate fell 0.24%, with a low of 6.6892 and a high of 6.7112 CNY per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to China?
A payout to China in Chinese yuan (CNY) costs 1% plus a $5.00 fixed fee on a personal account, or 0.85% plus $5.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in China?
Yes — and the dollars arrive as dollars, over CFXPS rather than a SWIFT wire, with no currency conversion. The fee is 1% + $10.00 on a personal account, 0.5% + $10.00 on business. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Poplin can’t spend, move, or freeze your balance. Occasionally a banking or payment partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Account
Can I open a Poplin account in China?
Yes. China is one of the countries Poplin can open an account from, so you can both hold US dollars and send to China. Identity verification applies, and some countries need additional checks; Poplin lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia 1% + $1.00 · same or next day
- BDT Bangladesh 1% + $1.00 · next day
- BOB Bolivia 1% + $1.00 · same day
- BRL Brazil 1% + $1.00 · real time
- CAD Canada 1% + $1.00 · next day
- CLP Chile 1% + $1.00 · next day
- COP Colombia 1.4% + $1.00 · next day
- CRC Costa Rica 1% + $1.00 · real time
- CZK Czechia 1% + $1.00 · same day
- DKK Denmark 1% + $1.00 · same day
- DOP Dominican Republic 1% + $1.00 · same day
- USD Ecuador 1% + $1.00 · same day
- EGP Egypt 1% + $1.00 · same day
- USD El Salvador 1% + $1.00 · same day
- EUR Eurozone 1% + $1.00 · real time to next day
- GHS Ghana 1% + $1.00 · real time
- GTQ Guatemala 1% + $1.00 · same day
- HNL Honduras 1% + $1.00 · same day
- HKD Hong Kong SAR China 1% + $10.00 · real time
- INR India 1% + $1.00 · real time
- IDR Indonesia 1% + $1.00 · real time
- ILS Israel 1% + $1.00 · next day
- JMD Jamaica 1% + $1.00 · next day
- JPY Japan 1% + $1.00 · same day
- JOD Jordan 1% + $1.00 · next day
- KES Kenya 1% + $1.00 · real time to 3 days
- MYR Malaysia 1% + $1.00 · real time to next day
- MXN Mexico 1% + $1.00 · real time
- NGN Nigeria 1% + $1.00 · real time
- NOK Norway 1% + $1.00 · same day
- PKR Pakistan 1% + $1.00 · real time
- PEN Peru 1% + $1.00 · next day
- PHP Philippines 1% + $1.00 · real time
- PLN Poland 1% + $1.00 · same day
- QAR Qatar 1% + $1.00 · next day
- RON Romania 1% + $1.00 · same day
- SAR Saudi Arabia 1% + $1.00 · same day
- SGD Singapore 1% + $1.00 · real time
- ZAR South Africa 1% + $1.00 · next day
- KRW South Korea 1% + $1.00 · real time
- LKR Sri Lanka 1% + $1.00 · same day
- SEK Sweden 1% + $1.00 · next day
- CHF Switzerland 1% + $1.00 · next day
- TZS Tanzania 1% + $1.00 · 2 days
- THB Thailand 1% + $1.00 · real time to next day
- TRY Türkiye 1% + $1.00 · real time
- AED United Arab Emirates 1% + $5.00 · real time
- GBP United Kingdom 1% + $1.00 · real time
- USD United States 1% + $0.50–$20.00 · same day
- VND Vietnam 1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.