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Payment rail · Vietnam

What is NAPAS 247?

NAPAS 247 is Vietnam’s 24/7 fast funds transfer service, operated by the National Payment Corporation of Vietnam (NAPAS) under State Bank of Vietnam oversight, crediting dong transfers between member organisations — banks and non-banks — in real time. Poplin pays out to Vietnam over NAPAS 247, settling in real time.

Source: NAPAS (opens in a new tab)

Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer

Which rail reaches…

Which rail reaches your recipient?

Destination country

A payout to Vietnam clears fastest over

NAPAS 247

Real time

settles in real time · 1% + $1.00 on a business account

Also reaches VND accounts over

CITAD3 days1% + $1.00

Also reaches USD accounts over

SWIFT1–4 days0.5% + $35.00

The recipient’s account details decide the rail — the fee is always shown before you send.

// at a glance

What the rail sets for a payout over NAPAS 247 — and what Poplin charges to send.

Settlement

Real time

clears in seconds

Reaches

1

country — Vietnam

Paid out in

VND

Vietnamese dong

Business fee

1%

plus a $1.00 fixed fee

Clearing

Local

domestic clearing

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

// how it moves

How NAPAS 247 payouts move.

From your US-dollar balance to an account in Vietnam — four steps, seconds end to end.

01

You send from USD

Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.

02

Converted at mid-market

Dollars become Vietnamese dong at the mid-market rate — no markup added.

03

Cleared over NAPAS 247

Poplin clears the payout over NAPAS 247, Vietnam’s 24/7 instant transfers.

04

Arrives in seconds

The money lands in the recipient’s account in Vietnam in seconds.

// coverage

Where NAPAS 247 reaches.

Vietnam

The one country Poplin pays out to over NAPAS 247, in Vietnamese dong.

Send to Vietnam →

Sending somewhere else?

Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.

// related rails

NAPAS 247 — FAQ

Basics

What is NAPAS 247?

NAPAS 247 is Vietnam’s 24/7 fast funds transfer service, operated by the National Payment Corporation of Vietnam (NAPAS) under State Bank of Vietnam oversight, crediting dong transfers between member organisations — banks and non-banks — in real time. Poplin pays out to Vietnam over NAPAS 247, settling in real time.

Speed

How long do NAPAS 247 payouts take?

Over NAPAS 247, Poplin payouts settle in real time. Payments leave your account in seconds; NAPAS 247 then clears the payout to the recipient’s bank.

Cost

How much does it cost to send money over NAPAS 247 with Poplin?

A percentage of the amount plus a $1.00 fixed fee — 1% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.

Coverage

Which countries does Poplin reach over NAPAS 247?

NAPAS 247 is how Poplin pays out to Vietnam, in VND. Poplin also reaches Vietnam over CITAD (VND) and SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.

Send US dollars to Vietnam over NAPAS 247.

Open a US-dollar account in minutes. No monthly fees.