Payment rail · Kenya
Payment rail · KenyaWhat is PesaLink?
PesaLink is Kenya’s service for instant bank-to-bank transfers, run by the country’s banking industry. Poplin pays out to Kenya over PesaLink, settling from real time to three business days.
Source: IPSL (opens in a new tab)
Updated · Reviewed by Joyce Chin, Chief Operating Officer & Compliance Officer
Which rail reaches…
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A payout to Kenya clears fastest over
PesaLink
settles from real time to three business days · 0.75% + $1.00 on a business account
Also reaches USD accounts over
Set from your location — change it above.The recipient’s account details decide the rail — the fee is always shown before you send.
// at a glance
What the rail sets for a payout over PesaLink — and what Poplin charges to send.
Settlement
Real time to 3 days
a ceiling, not the typical time
Reaches
1
country — Kenya
Paid out in
KES
Kenyan shilling
Business fee
0.75%
plus a $1.00 fixed fee
Clearing
Local
domestic clearing
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
// how it moves
How PesaLink payouts move.
From your US-dollar balance to an account in Kenya — four steps.
You send from USD
Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.
Converted at mid-market
Dollars become Kenyan shillings at the mid-market rate — no markup added.
Cleared over PesaLink
Poplin clears the payout over PesaLink, Kenya’s instant bank transfers.
Arrives inside the window
PesaLink settles from real time to three business days — a ceiling, not the typical time; how fast it lands depends on the receiving bank.
// coverage
Where PesaLink reaches.
Sending somewhere else?
Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.
PesaLink — FAQ
Basics
What is PesaLink?
PesaLink is Kenya’s service for instant bank-to-bank transfers, run by the country’s banking industry. Poplin pays out to Kenya over PesaLink, settling from real time to three business days.
Speed
How long do PesaLink payouts take?
Over PesaLink, Poplin payouts settle from real time to three business days. Payments leave your account in seconds; PesaLink then clears the payout to the recipient’s bank.
Cost
How much does it cost to send money over PesaLink with Poplin?
A percentage of the amount plus a $1.00 fixed fee — 0.75% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.
Coverage
Which countries does Poplin reach over PesaLink?
PesaLink is how Poplin pays out to Kenya, in KES. Poplin also reaches Kenya over SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.
Send US dollars to Kenya over PesaLink.
Open a US-dollar account in minutes. No monthly fees.